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Holiday Disasters: What Does Homeowners Insurance Cover?

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If you've ever watched "National Lampoon's Christmas Vacation," you probably laughed as one disaster after another wreaked havoc on the Griswold family's holiday. Unfortunately, mishaps during the holidays are all too common in the real world and are no laughing matter. But if you have the proper insurance coverage, you can minimize the financial damage of most disasters.

Here are several holiday-mishap scenarios that may -- or may not -- be covered by standard homeowners insurance policies.

SEE ALSO: 8 Things NOT to Keep in Your Wallet This Holiday Season

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