The Medicare Surcharge: Test Your IRMAA Knowledge
Test your basic knowledge of the income-related monthly adjustment amount in our quick quiz.
The income-related monthly adjustment amount (IRMAA) is a component of Medicare funding. It was created in 2003 as part of the Medicare Modernization Act to help increase the financial stability of the Medicare program. Since it affects millions of higher-income retirees and can significantly impact monthly costs, understanding the IRMAA is essential for effective retirement and healthcare planning. Test your knowledge of the filing rules, affected Medicare parts and appeal process with this quiz!
And don't worry if you miss an answer, you can follow the links below the quiz to brush up on your knowledge.
More on Social Security, from the Kiplinger team:
- What is the IRMAA (Income-Related Monthly Adjustment Amount)?
- Medicare Premiums 2025: IRMAA Brackets and Surcharges for Parts B and D
- Medicare Premiums 2026: Projected IRMAA Brackets and Surcharges for Parts B and D
- How to Appeal the IRMAA for Medicare Parts B and D
- 9 Things You Must Know About Medicare's Income-Related Monthly Adjustment Amount (IRMAA) Surcharges
- I Missed the 2-Year IRMAA Rule, Now My Medicare Costs Are Skyrocketing.
- Your Medicare Costs Are Set to Soar: What to Expect Over the Next Decade
- Want to Avoid the IRMAA? Consider a Roth Conversion
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