Before You Go to Costco, Try This Grocery Strategy First
A simple shift in how you plan meals could help you spend and waste less.
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If your grocery bill keeps climbing even when you're trying to be careful, the problem might not be what you're buying, but how you're shopping.
A growing number of budget-savvy households are embracing a simple idea called "backwards shopping." Instead of planning meals first and then heading to the store, the process flips: you start by taking inventory of what you already have, plan meals around it, and only shop for what's missing.
It's not a flashy budgeting hack or viral gimmick. It's just a more intentional way to buy groceries that can help you spend less, waste less and make better use of bulk purchases before they expire.
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Pantry-first meal planning
Backwards shopping is essentially pantry-first meal planning. You begin by "shopping" your own kitchen by checking the fridge, freezer and pantry before creating a meal plan or grocery list.
The idea is straightforward: use what you already own before buying more.
For many households, this small shift can uncover forgotten ingredients, duplicate purchases and meals that are already halfway assembled. Instead of defaulting to a full grocery run, you build meals around what's on hand and only buy the items needed to complete them.
It's less about restriction and more about awareness. And for many families, that awareness quickly translates into savings.
Why traditional grocery shopping leads to overspending
Most shoppers follow the same familiar routine: pick meals for the week, write a list and head to the store. But this approach can easily lead to overspending, especially in today's high-cost grocery environment.
Shopping by items instead of meals.
When you build lists based on recipes without checking what you already have, it's easy to buy duplicates, whether it's another jar of pasta sauce, a second bag of rice or extra spices.
Impulse buys, especially at warehouse clubs.
Warehouse stores are designed to encourage bulk purchases and discovery shopping. Even disciplined shoppers often leave with more than they planned, and more than they can realistically use before expiration.
Bulk buying that turns into waste.
Buying in large quantities can lower the price per unit, but only if the food gets eaten. Freezers full of forgotten meat, produce that spoils in drawers and pantry items that expire all represent wasted money.
Over time, these habits can quietly add hundreds or even thousands to annual grocery spending.
Earning cash back on every grocery trip can help put a little of that money back in your pocket. See Kiplinger's top credit card picks for groceries, powered by Bankrate. Advertising disclosure.
How backwards shopping works (step-by-step)
Adopting a backwards shopping approach doesn’t require complex tools or strict rules. It’s a simple repeatable process.
1. Take inventory first.
Before making a list, check your fridge, freezer and pantry. Note proteins, produce and staples that need to be used soon.
2. Build meals from what you already have.
Look for combinations that can form the basis of dinners or lunches. Frozen chicken, pasta and canned tomatoes might become soup or baked pasta. Leftover vegetables can turn into stir-fry or omelets.
3. Make a gap-only shopping list.
Once you know what meals you can make, write down only the missing ingredients needed to complete them (fresh herbs, a specific vegetable or dairy item).
4. Use tools if helpful.
Some shoppers use recipe apps or AI tools to generate meal ideas based on available ingredients. This can make pantry-based planning easier, especially when you're short on time.
5. Keep it simple and repeatable.
The goal isn't perfection. Even using this strategy for a few meals each week can reduce spending and waste.
Where this strategy can save the most money
Backwards shopping tends to deliver the biggest savings in a few key areas.
Protein purchases.
Meat, poultry and seafood are often the most expensive items in a grocery cart. Planning meals around proteins you already have can prevent unnecessary bulk purchases or duplicate buying.
Warehouse and bulk shopping.
Before heading to Costco, Sam's Club or BJ's, taking inventory helps prevent buying items you already have in bulk or buying more than you can realistically use.
Produce waste reduction.
Fresh produce is one of the most commonly wasted grocery categories. Planning meals around vegetables and fruit already in your fridge helps ensure they get used before spoiling.
Duplicate purchases.
Many households accidentally buy items they already have on hand, especially pantry staples. A quick inventory check can eliminate this common and costly habit.
Realistic savings: What to expect
Savings will vary depending on household size and current habits, but the impact can be meaningful.
Shoppers who prioritize using what they already have often see noticeable reductions in grocery spending over time. Even small weekly changes can add up, especially when they reduce duplicate purchases and food waste.
Over time, those savings compound. Cutting $50 per week from grocery spending could amount to roughly $2,600 per year, without extreme couponing or major lifestyle changes.
When backwards shopping works best — and when it doesn't
This strategy isn't one-size-fits-all. It tends to work best for certain households.
Works well for:
- Families managing large grocery budgets
- Bulk shoppers who frequent warehouse clubs
- Households with stocked freezers and pantries
- Anyone trying to reduce food waste
Less effective for:
- Minimalists who shop daily for fresh ingredients
- People who eat out frequently
- Highly structured meal-prep households with fixed menus
For many families, even partial use of the method can still deliver savings.
How to try backwards shopping it this week
If you want to test backwards shopping without overhauling your routine, start small.
Follow the "3-meal rule." Build three dinners this week using only ingredients you already have at home.
Shop only for missing ingredients. Make a short list of items needed to complete those meals and stick to it.
Add one or two "no-spend" meals. Plan at least one dinner using only pantry or freezer ingredients.
Consider pickup or delivery. Ordering groceries online can help reduce impulse purchases and keep spending aligned with your gap-only list.
A simple inventory-first mindset won't eliminate grocery costs, but it can make each shopping trip more intentional, and potentially much less expensive.
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Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more. Delivered daily. Enter your email in the box and click Sign Me Up.

Choncé is a personal finance freelance writer who enjoys writing about eCommerce, savings, banking, credit cards, and insurance. Having a background in journalism, she decided to dive deep into the world of content writing in 2013 after noticing many publications transitioning to digital formats. She has more than 10 years of experience writing content and graduated from Northern Illinois University.
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