Score a Free iPhone with Chase Credit Card Rewards Points

Chase credit card customers can get a free iPhone, iMac or other Apple product for less points, now through May.

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Are you craving a free iPhone, MacBook, iMac or AirPods? If you have a stash of Chase Ultimate Rewards® points, you can purchase select Apple products using your points with an added value boost. This limited-time offer expires on May 31, 2024, while supplies last.

So, is the iPhone genuinely free? Technically, no, because you had to pay an annual fee for your Chase Sapphire Preferred® ($99) or Sapphire Reserve® credit card ($550). Still, this is as close to free as possible, especially if you snagged a sweet sign-up bonus on your card.

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Apple iPhone: Points needed to purchase, by card
iPhone ModelBase Price (USD)Sapphire Reserve (50% Boost)Sapphire Preferred (25% Boost)*
iPhone 15 Pro$99966,60079,920
iPhone 15 Pro Max$1,19979,93395,920
iPhone 15$82955,26766,320
iPhone 15 Plus$92961,93374,320
iPhone 14$72948,60058,329
iPhone 14 Plus$82955,26766,320
iPhone 13$629+41,933+50,320+
iPhone SE$429+28,600+34,320+
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Other Apple Products: Points needed to purchase
Apple ProductPriceSapphire Reserve (50% Boost)Sapphire Preferred (25% Boost)*
AirPods Pro 2nd Gen$24916,60019,920
AirTag 1-pack$29.001,9332,320
AirPods 3rd Gen$169+11,26713,520
Apple Watch Series 9$399+26,60031,920
Apple Watch SE$249+16,600+19,920+
MacBook Air M2 15"$1,29986,600103,920
MacBook Pro 14"$1,599106,600127,920
iMac$1,299+86,600+103,920+
iPad Pro$79953,26763,920+
Apple HomePod$29919,93323,920

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Ellen Kennedy
Personal Finance Editor, Kiplinger.com

Ellen writes and edits personal finance stories, especially on credit cards and related products. She also covers the nexus between sustainability and personal finance. She was a manager and sustainability analyst at Calvert Investments for 15 years, focusing on climate change and consumer staples. She served on the sustainability councils of several Fortune 500 companies and led corporate engagements. Before joining Calvert, Ellen was a program officer for Winrock International, managing loans to alternative energy projects in Latin America. She earned a master’s from the U.C. Berkeley in international relations and Latin America.