Time to Change Your Credit Card Now to Bag Huge Bonuses

With credit card rewards payouts, make your plastic pay you.

A business man pays for a hotel stay with a credit card.
(Image credit: Getty Images)

This article only highlights the American Express Gold Credit Card. We may get compensation if you visit partner links on our site. We may not cover every available offer. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Our relationship with advertisers may impact how an offer is presented on our website. However, our selection of products is made independently of our relationship to advertisers.

Rates checked as of October 11, 2023

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American Express® Gold Card Variable rewards

Amex Gold has a hefty annual fee of $250, but it comes with a helping of side benefits for those who dine out frequently. Plus, new cardholders can get 60,000 points after spending $6,000 in the first six months, worth about $600.

This is a great card for foodies who like to travel, cook or dine out. The card has no foreign transaction fee and a host of perks like travel protections, up to $120 in Uber cash and dining credits and three points for flights booked through the American Express travel portal. If travel rewards are your main objective, however, we recommend a card with more flexible travel booking options. See rates and fees


As an independent publication dedicated to helping you make the most of your money, the article above is our view and is not the opinion of any entity mentioned such as a card issuer, hotel, airline, etc. Similarly, the content has not been reviewed or endorsed by any of those entities. 

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Guy Anker
MD, Wealth

Guy has extensive experience in personal finance journalism having joined Future (Kiplinger's parent company) after 13 years at MoneySavingExpert.com, most recently as deputy editor, and working closely alongside Martin Lewis. He has also worked at the Daily Mail as a personal finance reporter and his work has appeared in The Sun, Guardian, Observer, Mirror and other national newspapers. As a money and consumer expert, Guy is a regular guest on TV and radio – appearing on BBC News, BBC Radio 4, Sky News, ITV News and more.