Features
Latest
- 
 The 4% Rule for Retirement Withdrawals Gets an UpgradeThe go-to rule for retirement spending was created over 30 years ago. Things have changed since then. Here's how you can modernize the rule to fit your needs. By David Rodeck Last updated 
- 
 Retire Abroad Before 55: What Are You Waiting For?Can't afford FIRE (Financial Independence, Retire Early) in the U.S.? Why not retire abroad? Financial planning experts weigh in with nine tips to get you started. By Jacob Schroeder Last updated 
- 
 Ask the Editor: Modified Adjusted Gross IncomeAsk the Editor In this week's Ask the Editor Q&A, Joy Taylor answers questions on the meaning of modified adjusted gross income, or MAGI. By Joy Taylor Published 
- 
 Eight Spooky Retirement Stats That Will Scare the Bejesus Out of YouThink you have retirement planning down to a science? Consider these scary statistics. By Donna Fuscaldo Published 
- 
 Retired? How to Drop the Guilt and Spend Your Nest EggTransitioning from a lifetime of diligent saving to enjoying your wealth in retirement tends to be riddled with guilt, but it doesn't have to be that way. By Joe F. Schmitz Jr., CFP®, ChFC®, CKA® Published 
- 
 Separate the Pros and Pretenders: Do You Have a Great Adviser?Do you leave meetings with your financial adviser feeling as though you've been bulldozed into decisions or you're unsure of what you're paying for? By Pam Krueger Published 
- 
 Shutdown Freezes Federal Flood Insurance, Impacting Homeowners and BuyersFEMA's National Flood Insurance Program is unavailable for new customers, increased coverage or renewals during the government shutdown. By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS Published 
- 
 What are Annuities? The Different Types and How They WorkAnnuities are becoming more popular among savers who want peace of mind and a regular stream of income in retirement. By Jacob Wolinsky Last updated 
- 
 Manage an Inheritance Like a Pro in Just Seven Stepsinheritance How you handle an inheritance is key. A bequest could change your life, but don’t quit your day job. By Sandra Block Last updated 
- 
 Kiplinger Interest Rates Outlook: Cuts Expected to ContinueForecasts Kiplinger's experts forecast what's happening and what's next for interest rates and the Federal Reserve. By David Payne Last updated 
- 
 The Original Property Tax Hack: Avoiding The ‘Window Tax’Property Taxes Here’s how homeowners can challenge their home assessment and potentially reduce their property taxes — with a little lesson from history. By Kate Schubel Published 
- 
 I Retired at 60 Two Years Ago With $3.1 Million. My 62-Year-Old Wife Still Works Because She Wants to, but She Resents My Free Time. Help!We asked a psychologist and a mediation expert for advice. By Maurie Backman Published 
- 
 Five Downsides of Dividend Investing for RetireesCan you rely on dividend-paying stocks for retirement income? You'd have to be extremely wealthy — and even then, the downsides could be considerable. By Evan T. Beach, CFP®, AWMA® Published 
- 
 Is a 55+ Community Right For You?Before you sign on the dotted line, consider HOA fees and community culture. By Robyn A. Friedman Last updated 
- 
 My Mortgage Rate is 6.5%. Should I Refinance If Rates Fall By Half a PointA half-point dip may not be enough to offset closing costs. Here's the magic number that makes refinancing pay off. By Choncé Maddox Last updated 
- 
 Five Estate Planning Pitfalls and How to Avoid ThemFrom procrastination to AI, these five estate planning pitfalls could mean your heirs are left with bureaucratic hassles — or a reduced inheritance. By MP Dunleavey Last updated 
- 
 The 10 Most Costly Social Security Mistakes to AvoidWant to maximize your Social Security check? Learn the 10 most common Social Security filing errors and the steps you need to take to boost your guaranteed retirement income. By Donna LeValley Last updated 
- 
 Should You Refinance Your Mortgage Now That the Fed Just Cut Rates?The Fed just cut rates, so mortgage refinance rates will be cheaper. Should you act now, or wait? By Donna LeValley Last updated 
- 
 The Social Security Test Every Wealthy Retiree Must TakeWhen you work and collect Social Security benefits before your FRA, you are subject to the Retirement Earning Test that could result in a temporary reduction of your benefits. By Donna LeValley Published 
- 
 How to Retire Early in Seven StepsHere is the secret sauce for how to retire early. Just be sure it's what you really want. By Jacob Schroeder Last updated 
- 
 Mega Millions After Taxes: How Much Will the Winner Get?Lottery Taxes A Mega Millions jackpot winner will take home much less than the advertised jackpot amount, thanks to taxes. By Katelyn Washington Last updated 
- 
 Grant Cardone Tells Us the Biggest Retirement Mistake You Can MakeThe entrepreneur, real estate investor and motivational speaker tells us why people should never stop working. By Donna Fuscaldo Published 
- 
 To Keep Your Retirement on Track, Control These Three LeversThink of investing in terms of time, savings and risk. By carefully monitoring all three, you'll keep your retirement plans heading in the right direction. By Scott Noble, CPA/PFS Published 
- 
 15 Money-Saving Travel Tips for Retireestravel Globetrotting in your golden years doesn't have to cost a fortune. Here are some ways to cut down on your travel expenses. By Jackie Stewart Last updated 
- 
 Should You Get a Long-Term or Short-Term CD Before the Fed Meeting in October?Is a long-term or short-term CD better to open before the Fed meeting this week? Here's what you need to know. By Erin Bendig Last updated 
- 
 15 Social Security Tasks You Can Do Onlineretirement Why visit a government office to get your Social Security business done? You can do much of that online. By Bob Niedt Last updated 
- 
 Where to Move Your Money Before the Next Fed MeetingSavings rates remain high for now. But with the Fed likely to cut rates at its October meeting, it's time for savers to lock in rates now. By Donna LeValley Last updated 
- 
 I Have $150,000 That I Don't Need Anytime Soon, But I Don't Want to Put it in the Market. What Should I Do?My strategy offers a guaranteed return that can earn you thousands effortlessly. By Sean Jackson Last updated 
- 
 Is Investing In Gold Worth It? How Gold Prices Have Changedgold Gold can do well in times of trouble but its long-term record isn't so lustrous. By Dan Burrows Last updated 
