Building Wealth

It May Be Time to Swap the 60/40 Portfolio for a 40/60 Portfolio Instead
bonds

It May Be Time to Swap the 60/40 Portfolio for a 40/60 Portfolio Instead

If the traditional “60/40 portfolio” is dead, what should investors do? For a clue, turn to the Chicago Bulls and see what we can learn from the Worm …
February 11, 2021
Does Your 401(k) Come with a Self-Directed Brokerage Account Option?
401(k)s

Does Your 401(k) Come with a Self-Directed Brokerage Account Option?

How to utilize and capitalize on self-directed brokerage accounts within your 401(k) plan. More options may offer more possibilities.
February 11, 2021
Condo Owners’ Legal Rights When the Bug Guy Damages Your Property
home

Condo Owners’ Legal Rights When the Bug Guy Damages Your Property

Homeowners associations hire contractors for upkeep all the time, but what happens when an HOA’s contractor, such as a pest control worker, damages a …
February 10, 2021
4 Ways Broke Grad Students Can Raise Their Income While Still in School
college

4 Ways Broke Grad Students Can Raise Their Income While Still in School

Grad students can lighten their financial loads by targeting specific opportunities as they complete their studies. Here are four places to start look…
February 10, 2021
Is the Traditional 60/40 Portfolio Truly Dead? Or Just Hibernating?
Making Your Money Last

Is the Traditional 60/40 Portfolio Truly Dead? Or Just Hibernating?

Why looking to alternatives to bonds makes sense right now.
February 9, 2021
Estate Planning Checklist: 5 Tasks to Do Now, While You’re Still Well
estate planning

Estate Planning Checklist: 5 Tasks to Do Now, While You’re Still Well

Being prepared is going to feel great, you’ll see. As you work your way down the list, make sure you communicate your decisions with your loved ones.
February 8, 2021
Worried about Passing Down a Big IRA? Consider a CRT
estate planning

Worried about Passing Down a Big IRA? Consider a CRT

Charitable remainder trusts give you more options and more control on how your heirs inherit now that the “stretch” IRA is a thing of the past.
February 8, 2021
5 Things You Need to Decide Before You Can Retire
retirement

5 Things You Need to Decide Before You Can Retire

You’ve got to think these things through and make sure all your bases are covered before you can finally call it quits and retire.
February 5, 2021
Annuities Just May Be the Broccoli of Retirement Planning
annuities

Annuities Just May Be the Broccoli of Retirement Planning

Deferred income annuities are good for your long-term retirement health, but most people still don’t seem to crave them. But if you want to quit worry…
February 4, 2021
4 Ways to Dilute a Concentrated Stock Risk
investing

4 Ways to Dilute a Concentrated Stock Risk

For investors, it’s possible to have too much of a good thing, and it can be disastrous to have too much of a bad thing. Is your portfolio overweighte…
February 4, 2021
Looking for Your Dream Retirement? Better Get an Up-to-Date Map
retirement planning

Looking for Your Dream Retirement? Better Get an Up-to-Date Map

The route you were planning may not work in today’s retirement reality. Here’s how to prepare for some detours.
February 3, 2021
How to Possibly Pay 0% in Taxes on Your Taxable Investment Gains
tax planning

How to Possibly Pay 0% in Taxes on Your Taxable Investment Gains

Don’t miss out: Certain people with low enough taxable income can sell stocks or mutual funds to convert their taxable gains into tax-free money. Here…
February 2, 2021
Firefighters Face Unique Challenges with Deferred Comp
retirement planning

Firefighters Face Unique Challenges with Deferred Comp

Saving in your deferred compensation plan sounds like a great idea … until you get to the tax bill when it’s time to make your withdrawals. Considerin…
February 1, 2021
Investing for the Politics of NOW
investing

Investing for the Politics of NOW

With President Biden and a changing balance of power in Congress, investors have a lot to think about for 2021. Here are some points to ponder.
February 1, 2021
Passive Real Estate Investing with a Delaware Statutory Trust (DST)
real estate investing

Passive Real Estate Investing with a Delaware Statutory Trust (DST)

Something to consider when it’s time to step away from being a landlord but you still want to defer capital gains.
January 29, 2021
Avoid These 4 Common but COSTLY Retirement Income Mistakes
retirement planning

Avoid These 4 Common but COSTLY Retirement Income Mistakes

There are no pay stubs in retirement and no accounting departments to answer your questions. Once you retire, you need to be prepared to generate inco…
January 29, 2021
Divorce Tips to Avoid a Messy Dog Custody Battle
Divorce

Divorce Tips to Avoid a Messy Dog Custody Battle

Before you get barking mad and take your fight to court, think about the consequences. Talking it out is almost always the better route, advises an an…
January 28, 2021
How to Address Retirees’ No. 1 Concern
retirement planning

How to Address Retirees’ No. 1 Concern

It’s a top worry for people nearing retirement: the fear of running out of money. By preparing for retirement with an income plan, you can feel confid…
January 27, 2021
Income Planning to Help You Win the Retirement Trifecta
retirement planning

Income Planning to Help You Win the Retirement Trifecta

With a retirement income plan that focuses on the allocation of income, and delivers lower fees and taxes, you can increase your income with less risk…
January 26, 2021
6 Stocks to Watch for a Return to Normalcy in 2021
stocks

6 Stocks to Watch for a Return to Normalcy in 2021

The COVID-19 crisis has been hard on many sectors, but as the tide starts to turn on the pandemic, these six companies appear ready for takeoff.
January 25, 2021
5 Ways to Prepare for Higher Taxes Under President Biden
tax planning

5 Ways to Prepare for Higher Taxes Under President Biden

Will you be affected by tax changes in the future? Growing national debt, changes in Washington, and new policies on the horizon could impact you more…
January 25, 2021
What Could 2021 Hold for Your Finances?
retirement planning

What Could 2021 Hold for Your Finances?

After a wild 2020, many of us are ready for a fresh start in the new year.
January 22, 2021
Don’t Have a Pension? The SECURE Act Could Help
retirement planning

Don’t Have a Pension? The SECURE Act Could Help

If you’re worried about retirement, the SECURE Act has a lot to offer. It has several provisions to allow people to save more, for more years — and it…
January 22, 2021
4 Reasons Retirees Should Care About the New Coronavirus Stimulus Package
Coronavirus and Your Money

4 Reasons Retirees Should Care About the New Coronavirus Stimulus Package

Yes, the possibility that you’ll get a stimulus check is definitely something to care about, but there are other aspects of this act involving taxes a…
January 21, 2021
Unhappy with Low CD Rates? A Structured Note May Be the Answer
retirement planning

Unhappy with Low CD Rates? A Structured Note May Be the Answer

What are structured notes? How do they limit risk while allowing for gains? Considering their pros and cons, could a structured note be right for you?…
January 20, 2021
Stocks Had a Big Year. Should You Sell Some to Buy a Second Home?
real estate

Stocks Had a Big Year. Should You Sell Some to Buy a Second Home?

Last year was a hot one for the stock market. If you’re sitting on some big gains, that vacation home you’ve been dreaming about may be calling your n…
January 18, 2021