Building Wealth

Family Business Survival Strategies in an Era of Sweeping Tax Reform
tax planning

Family Business Survival Strategies in an Era of Sweeping Tax Reform

Changes to our nation’s income taxes, capital gains taxes and estate taxes – whether already passed or still in the proposal stage – pose massive chal…
September 28, 2021
Hidden Fees, Unintentional Wealth Transfers and Other Lurking Retirement Hazards
Making Your Money Last

Hidden Fees, Unintentional Wealth Transfers and Other Lurking Retirement Hazards

A secure retirement is a happy retirement. Here are three things you can do to improve your odds that your golden years will be bountiful and worry-fr…
September 28, 2021
Strategies for Roth IRAs You May Not Have Thought Of (Yet)
Roth IRAs

Strategies for Roth IRAs You May Not Have Thought Of (Yet)

Most people think of the obvious tax benefits Roth IRAs offer, but these accounts have some less-obvious advantages that savvy savers – whether young …
September 27, 2021
How 2 Couples Covered Their Income Gaps for Life with Income Annuities
annuities

How 2 Couples Covered Their Income Gaps for Life with Income Annuities

Here are the stories of two couples and how they took two different paths (using two different types of annuities) to provide enough guaranteed income…
September 27, 2021
How Life Insurance Fits into a Retirement Plan
life insurance

How Life Insurance Fits into a Retirement Plan

While some may view life insurance as a simple way to replace income or cover final expenses, there are many benefits to considering it as an importan…
September 26, 2021
Make the Final Months of Student Loan Relief Really Pay Off
Paying for College

Make the Final Months of Student Loan Relief Really Pay Off

All good things must come to an end, and for federal student loan holders, that end will be on Jan. 31, 2022. So, you’ve got a few months left to take…
September 26, 2021
Why You Shouldn’t Rush to Buy a House Right Now
buying a home

Why You Shouldn’t Rush to Buy a House Right Now

Super low mortgage rates alone aren’t a good reason to buy a home. Before you jump into the housing market, carefully consider these five factors.
September 25, 2021
The Psychology of Why Some People Can’t Say ‘No!’
personal finance

The Psychology of Why Some People Can’t Say ‘No!’

Being unable to say no can be a huge financial problem. Are you at risk? Here’s how to save yourself a lot of grief, and potentially a lot of money.
September 24, 2021
3 Smart Places to Save Now
Tax Breaks

3 Smart Places to Save Now

Boomers planning on retiring in the next several years should consider these three tax-smart moves now. They can help you cut the taxes you’ll pay on …
September 23, 2021
Namaste Invested: Look to Yoga to Build Your Wealth
Investor Psychology

Namaste Invested: Look to Yoga to Build Your Wealth

It’s uncanny how the principles of yoga apply to financial success. Here are five elements of yoga that are particularly useful for personal wealth.
September 23, 2021
Before You Sign Up for Health Insurance at Work, Read This
Employee Benefits

Before You Sign Up for Health Insurance at Work, Read This

It’s open enrollment time at workplaces across the country – for health insurance as well as a bevy of other benefits. Here are four tips to help navi…
September 23, 2021
You’re Being Robbed … You Just Don’t Know It
retirement

You’re Being Robbed … You Just Don’t Know It

For retirees especially, inflation risk should always be a top concern in your financial plan.
September 22, 2021
10 Ways You Could Avoid the 10% Early Retirement Penalty
retirement

10 Ways You Could Avoid the 10% Early Retirement Penalty

You’ve saved diligently in your 401(k), and you wouldn’t mind tapping into it – but you’re not age 59½ yet, so you could have to pay the IRS a 10% pen…
September 21, 2021
Yes, Your 401(k) Has Its Perks, But It’s Not the Only Way to Save
how to save money

Yes, Your 401(k) Has Its Perks, But It’s Not the Only Way to Save

Tax diversification can play a vital role in stretching your retirement savings. Here’s how to achieve the flexibility you need with a three-bucket sy…
September 20, 2021
These 2 Emotional Biases Could Kill Your Retirement
Investor Psychology

These 2 Emotional Biases Could Kill Your Retirement

Are your emotions sabotaging your retirement plans? Some basic knowledge and careful introspection can go a long way toward avoiding major pitfalls.
September 20, 2021
Investment Strategies for the 4 Stages of the Economic Cycle
Markets

Investment Strategies for the 4 Stages of the Economic Cycle

The U.S. economy is cyclical in nature, surging ahead and pulling back in waves over time. Investors’ portfolios need to change with the rise and the …
September 19, 2021
How Exactly Do You Stress-Test Your Financial Plan?
retirement planning

How Exactly Do You Stress-Test Your Financial Plan?

Some tasks are not good for DIYers, and stress-testing your portfolio is probably one of them. Because individuals don’t have access to the same tools…
September 18, 2021
5 Charitable Surprises about High-Net-Worth Families
Charity

5 Charitable Surprises about High-Net-Worth Families

They might be out of the spotlight, but smaller family foundations are stepping up their giving in this time of need.
September 17, 2021
5 Key Points to Consider Before You Claim Social Security
social security

5 Key Points to Consider Before You Claim Social Security

The big decision every retiree has to make is when to start taking their Social Security benefits. Here are five things to think about as you weigh yo…
September 16, 2021
I Have a Financial Adviser. Is It Time for My Adult Children to Get One, Too?
personal finance

I Have a Financial Adviser. Is It Time for My Adult Children to Get One, Too?

When you’re young and broke, there’s not a lot of need for a financial adviser. But there comes a time when all that changes. Here are four tipping po…
September 16, 2021
Hey, Entrepreneurs: This is NOT the Way to Solicit Money from Investors!
entrepreneurship

Hey, Entrepreneurs: This is NOT the Way to Solicit Money from Investors!

Getting money for your hot start-up idea the wrong way can get you into hot water. Do some research before you take money from friends or other potent…
September 15, 2021
Is a Target Date Fund Right for You?
investing

Is a Target Date Fund Right for You?

You're busy, and poring over investments is a pain. Wouldn't a target date fund be easier? Take a look at their pros and cons to see if incorporating …
September 14, 2021
Financial Conversation Starters for Couples
personal finance

Financial Conversation Starters for Couples

Instead of reaching for the remote and an evening of Netflix, why not get really intimate … and talk about money instead? Sharing the same financial g…
September 14, 2021
Once the Pandemic Recedes, Where Will the Real Estate Investment Opportunities Be?
real estate investing

Once the Pandemic Recedes, Where Will the Real Estate Investment Opportunities Be?

Some sectors of real estate are emerging from the pandemic in much better shape than others. Investors thinking about real estate need to know where t…
September 14, 2021
What a Beneficiary Controlled Trust Can Do to Protect Your Legacy After You Are Gone
estate planning

What a Beneficiary Controlled Trust Can Do to Protect Your Legacy After You Are Gone

Life is messy sometimes. Divorce, bankruptcies and lawsuits happen, and they can potentially wipe out the inheritance you’ve carefully set aside for y…
September 13, 2021
Dying Careers You May Want to Steer Clear Of
careers

Dying Careers You May Want to Steer Clear Of

It’s tough to change, but your job could depend on it. Be flexible in your career goals – and talk with your kids about their own aspirations, because…
September 13, 2021