Cash Balance Plans: Big Deductions and Big Retirement Savings
With the IRS focusing more on high-net-worth taxpayers, is it time for business owners to consider implementing cash balance plans?
Financial Adviser Designations Are Not All the Same
Just because a financial adviser has credentials after their name doesn’t mean they meet the same rigorous standards as others do. How to figure out who you can trust.
By Kevin R. Keller, CAE Published
Are You Too Young for Life Insurance?
An even better question is this: Would someone who depends on you for their standard of living suffer financially if you were to suddenly pass away?
By Brianna Gutierrez, Investment Adviser Representative Published
How to Approach the Caregiving Transition When It’s Time
For National Caregivers Month, this financial adviser shares her story to help others heading into the emotional challenge of providing caregiving for an aging loved one.
By Kelly Gallimore, ChFC®, CES® Published
14 Rapid-Fire Estate Planning Tips
There’s a lot to keep up with when estate planning. These tips could help, from updating beneficiaries after changing your plan to understanding will-substitute options like transfer on death.
By Timothy Barrett, Trust Counsel Published
Three Factors Sabotaging Your Long-Term Investment Strategy
Making emotional decisions in the moment and listening to what non-experts recommend are sure ways to thwart yourself.
By Bob Peterson, J.D. Published
Are You Ready to Retire? Find Out With This 10-Item Checklist
It’s critical to consider these core aspects of a successful retirement, both financial- and lifestyle-related, before you walk away from your career.
By Jonathan I. Shenkman, AIF® Published
What Happens When Bosses Refuse to Unlock Their Empathy
Good leaders don’t try to be superheroes, instead connecting with their employees and considering their needs and input.
By H. Dennis Beaver, Esq. Published
Five Things Employee Owners Need to Know About Their ESOP
Participants in Employee Stock Ownership Plans, or ESOPs, can find answers here about contributions, finding out their ESOP’s value, timing of distributions and more.
By Peter Newman, CFA Published
Don’t Let the 'Widow's Penalty' Blindside You: How to Prepare
If one spouse passes away, the surviving spouse could pay nearly double the amount of income taxes. Are you planning for this?
By Joe F. Schmitz Jr., CFP®, ChFC® Published