John J. Gardner, IAR
John Gardner entered the financial industry in 1987, just one day after the largest single-day market crash in U.S. history — a beginning that shaped his resilient, client-focused approach. With more than three decades of experience, he specializes in retirement income distribution, tax-efficient strategies, and guiding clients through major life transitions.
Holding a degree in Organizational Leadership and Behavioral Psychology, John integrates financial expertise with an understanding of how emotions drive money decisions. He has led educational workshops, corporate sessions and client consultations, earning recognition as a trusted fiduciary adviser and speaker.
As Founder and Sr. Wealth Architect, John is committed to helping clients protect, grow and transfer wealth with clarity and confidence.
Phone: (530) 240-9494 | Email: hello@convergencewp.com | Website: www.convergencewp.com
