Charles Dzama has devoted nearly two decades to educating and guiding federal employees — helping them navigate their retirement benefits and plan for a successful retirement. He is the author of Being a Federal Employee in the Era of Trump, a timely book that examines the unique challenges and opportunities presently facing federal employees. The book will be available for download and in physical form starting December 15, 2025, on Amazon.
Charles regularly assists federal agencies with Retirement Benefits Training and provides practical guidance for successful retirements. His expertise spans the complexities of the FERS Retirement System, TSP and FEHB, along with the entirety of benefits the federal employee receives. He is well-known for addressing the financial impact of military time buyback, early retirement offers, inflation, creating tax-free retirement income from the TSP and more.
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Phone: 949.359.5100 | E-mail: info@cdfinancial.org | Website: cdfinancial.org
