What to Do If You Get a Stimulus Check for a Deceased Person

The IRS sent more than 1 million stimulus checks to dead people. If you received one for a family member who passed away, there are certain steps you must take right away.

(Image credit: Getty Images)

The IRS sent nearly 1.1 million stimulus checks – totaling about $1.4 billion – to dead people. And that's just through April. When stimulus checks were approved in late March, the tax agency worked feverishly to get payments out the door as quickly as possible. Well, haste makes waste. By focusing so much on speed, the IRS left a few holes wide open … like sending checks to dead people.

People who receive checks for relatives who are no longer with us are scratching their heads wondering what they should do with the money. Keep it? Deposit it into an estate account? Send it back? Donate it to charity? Something else? Fortunately, the IRS has specific guidance on what to do if you receive a stimulus check for a deceased person.

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If you live in…Mail to this address
Maine, Maryland, Massachusetts, New Hampshire, VermontAndover Refund Inquiry Unit1310 Lowell St.Mail Stop 666AAndover, MA 01810
Georgia, Iowa, Kansas, Kentucky, VirginiaAtlanta Refund Inquiry Unit4800 Buford Hwy.Mail Stop 112Chamblee, GA 30341
Florida, Louisiana, Mississippi, Oklahoma, TexasAustin Refund Inquiry Unit3651 S Interregional Hwy. 35Mail Stop 6542Austin, TX 78741
New YorkBrookhaven Refund Inquiry Unit5000 Corporate Ct.Mail Stop 547Holtsville, NY 11742
Alaska, Arizona, California, Colorado, Hawaii, Nevada, New Mexico, Oregon, Utah, Washington, Wisconsin, WyomingFresno Refund Inquiry Unit5045 E Butler Ave.Mail Stop B2007Fresno, CA 93888
Arkansas, Connecticut, Delaware, Indiana, Michigan, Minnesota, Missouri, Montana, Nebraska, New Jersey, Ohio, West VirginiaKansas City Refund Inquiry Unit333 W Pershing Rd.Mail Stop 6800, N-2Kansas City, MO 64108
Alabama, North Carolina, North Dakota, South Carolina, South Dakota, TennesseeMemphis Refund Inquiry Unit5333 Getwell Rd.Mail Stop 8422Memphis, TN 38118
District of Columbia, Idaho, Illinois, Pennsylvania, Rhode IslandPhiladelphia Refund Inquiry Unit2970 Market St.DP 3-L08-151Philadelphia, PA 19104
A foreign country, U.S. possession or territory, or use an APO or FPO address, or file Form 2555 or 4563, or are a dual-status alienAustin Refund Inquiry Unit3651 S Interregional Hwy. 35Mail Stop 6542 AUSCAustin, TX 78741

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Rocky Mengle

Rocky Mengle was a Senior Tax Editor for Kiplinger from October 2018 to January 2023 with more than 20 years of experience covering federal and state tax developments. Before coming to Kiplinger, Rocky worked for Wolters Kluwer Tax & Accounting, and Kleinrock Publishing, where he provided breaking news and guidance for CPAs, tax attorneys, and other tax professionals. He has also been quoted as an expert by USA Today, Forbes, U.S. News & World Report, Reuters, Accounting Today, and other media outlets. Rocky holds a law degree from the University of Connecticut and a B.A. in History from Salisbury University.