Beat the Rising Cost of Groceries

Time your purchases and make the most of cyber coupons.

Maya guy, a stay-at-home mom from Stafford, Va., says the price of food these days is ridiculous. So Guy goes to great -- some might say extreme -- lengths in order to shave her grocery bill. But her efforts pay off: She recently left a grocery store with $250 worth of food for which she had paid just $100, thanks to strategic shopping. Guy chooses the cheapest store for items on her list (she favors Costco or Walmart's Supercenter for milk, for instance), buys items on sale, uses coupons -- and even shops early in the morning to snag meat on the sell-by date at 50% off.

The U.S. Department of Agriculture is forecasting a 2% to 3% uptick in food prices this year, with some goods, such as pork and dairy products, expected to log gains on the order of 4% to 5%. Recent commodity spikes have already prompted grocers, food manufacturers and restaurants to hike prices.

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Anne Kates Smith
Executive Editor, Kiplinger's Personal Finance

Anne Kates Smith brings Wall Street to Main Street, with decades of experience covering investments and personal finance for real people trying to navigate fast-changing markets, preserve financial security or plan for the future. She oversees the magazine's investing coverage,  authors Kiplinger’s biannual stock-market outlooks and writes the "Your Mind and Your Money" column, a take on behavioral finance and how investors can get out of their own way. Smith began her journalism career as a writer and columnist for USA Today. Prior to joining Kiplinger, she was a senior editor at U.S. News & World Report and a contributing columnist for TheStreet. Smith is a graduate of St. John's College in Annapolis, Md., the third-oldest college in America.