Get the Best Medicare Prescription-Drug Plan for You

This step-by-step guide will help you navigate the Medicare Web site to compare your options.

Now that it’s open-enrollment season for Medicare prescription-drug plans, how can I figure out which is the best plan for me this year?

Open-enrollment season for Medicare Part D plans runs from November 15 to December 31, and this is your opportunity to sign up for the plan that will cover you for 2010. The Web site has a great tool that can help you pick the best plan for your particular situation. All Medicare beneficiaries should use this tool to compare their options -- even if you are happy with your current plan.

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Kimberly Lankford
Contributing Editor, Kiplinger's Personal Finance

As the "Ask Kim" columnist for Kiplinger's Personal Finance, Lankford receives hundreds of personal finance questions from readers every month. She is the author of Rescue Your Financial Life (McGraw-Hill, 2003), The Insurance Maze: How You Can Save Money on Insurance -- and Still Get the Coverage You Need (Kaplan, 2006), Kiplinger's Ask Kim for Money Smart Solutions (Kaplan, 2007) and The Kiplinger/BBB Personal Finance Guide for Military Families. She is frequently featured as a financial expert on television and radio, including NBC's Today Show, CNN, CNBC and National Public Radio.