Considering traditional IRAs hold more than $3 trillion in assets (yes, trillion with a T, according to the Investment Company Institute), there's little doubt this tax-advantaged account is a favorite among retirement savers. Despite its popularity, the IRA can be quite confusing.
We get lots of questions about IRAs: Who can open one? Where and how can you open one? When can you withdraw the money? What are the tax implications of owning an IRA? And the list continues. Below you will find articles and columns that address the basics and the intricate details of IRAs -- basically everything you need to know. If you still have questions, though, ask columnist Kimberly Lankford.
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How to get started and where to put your money.
IRA Rules for Kids
If your children have earned income from a job, opening an IRA is a good way to jump start their savings.
Our team of tax experts answers your questions about taxes and IRAs.
First-time homebuyers can avoid the 10% early-withdrawal penalty only if they use the IRA money to pay qualified acquisition costs.
Your income will dictate whether you can convert your account. Plus, rules for deducting IRA losses.
Roll 401(k) Funds Directly to an IRA
Avoid penalties and taxes by making a direct transfer to your new IRA administrator rather than having the check made out to you.
Dealing with Required IRA Distributions
Once you turn 70½, you have to start withdrawing from your account -- or face penalties.
Transfer IRA Distributions to Charity
People age 70½ and older can give up to $100,000 per year from their IRA directly to a charity and avoid paying income taxes on the money.
Stretch Your IRA to Last Generations
If you want your IRA tax shelter to last an extra generation or two, your heirs need to follow some very complex rules.
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Roth IRA Contribution Limits for 2026Roth IRAs Roth IRAs allow you to save for retirement with after-tax dollars while you're working, and then withdraw those contributions and earnings tax-free when you retire. Here's a look at 2026 limits and income-based phaseouts.
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SIMPLE IRA Contribution Limits for 2026simple IRA For 2026, the SIMPLE IRA contribution limit rises to $17,000, with a $4,000 catch-up for those 50 and over, totaling $21,000.
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457 Contribution Limits for 2024retirement plans State and local government workers can contribute more to their 457 plans in 2024 than in 2023.
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Roth 401(k) Contribution Limits for 2026retirement plans The Roth 401(k) contribution limit for 2026 has increased, and workers who are 50 and older can save even more.
