Why Bonds Still Make Sense in Retirement

Stocks may offer higher long-term returns, but later in life, your investing focus shifts from growth to preservation.

Much has been written about retirement planning and the right mix of stocks and bonds as you get older. Recently, a client forwarded a New York Times article to me that was written by David A. Levine, former Chief Economist at Sanford C. Bernstein & Co. The two-part article sought to challenge the longstanding advice that as investors get older they should reduce their exposure to stocks.

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Bryan Koslow, MBA, CFP®, CPA, PFS, CDFA™
Founder & President, Clarus Financial Inc.

Bryan is the Founder & President of Clarus Financial Inc., an Integrated Wealth Management firm with offices in New York City and New Jersey.

Bryan is a Certified Public Accountant (CPA), Certified Financial Planner™ (CFP®), a Personal Financial Specialist (PFS), and a Certified Divorce Financial Analyst (CDFA™). He holds FINRA securities registrations Series 7, 63, 65, and has his New Jersey Life and Health Insurance license.