3 Types of Home-Related Insurance to Consider

Do some research to find out what you'll need for your home.

A standard homeowners policy may not cover everything you need. Here are three types of policies that might come in handy:

Title insurance. When you buy a house, the mortgage lender will require you to purchase insurance on the title. This protects the lender's lien on the property against a defect in the title, or a lien or some other encumbrance. If you want to protect yourself as well, you'll have to purchase an owner's title-insurance policy.

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