When it comes to personal finance, a one-size-fits-all approach doesn't work. That's why we offer advice customized to your needs. Below you'll find 20 common questions on a variety of money-related topics, from paying off debt to saving for retirement. And we provide answers based on different scenarios.
Home
Should I Retire My Mortgage or Keep on Paying?
Should I Pay a Real Estate Agent or Go It Alone?
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Should I Continue to Rent or Buy While the Market Is Down?
Taxes
Should I Take a Pay Raise Now or a Refund Later?
Debt
Should I Pay Off Loans or Save for Retirement?
Should I Pay Cash for a Major Purchase, or Finance It?
Investing
Should I Buy Index Funds or Actively Managed Funds?
Should I Buy ETFs or Mutual Funds?
Should I Use a Full-Service or Discount Broker?
Should I Rebalance Regularly or Let Winners Ride?
Cars
Should I Keep My Clunker or Buy a New Car?
Should I Buy or Lease a New Car?
Retirement
Should I Save in a Roth IRA or a Traditional IRA?
Should I Claim Social Security Benefits at Age 62 or Wait Until 66?
Should I Buy an Immediate Annuity for Retirement Income or Tap Savings?
Insurance
Should I Buy Long-Term-Care Insurance or Self-Insure?
Wills
Should I Hire a Lawyer to Write a Will or Do It Myself?
College
Should I Save for Retirement or College for My Kids?
Should I Stretch to Pay for the Most Selective College or Save by Choosing an In-State School?
Should I Use a 529 Savings Account or a Prepaid Tuition Plan?
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SEP IRA Contribution Limits for 2025SEP IRA A good option for small business owners, SEP IRAs allow individual annual contributions of as much as $70,000 in 2025, up from $69,000 in 2024.
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Roth IRA Contribution Limits for 2025Roth IRAs Roth IRA contribution limits have gone up. Here's what you need to know.
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SIMPLE IRA Contribution Limits for 2025simple IRA The SIMPLE IRA contribution limit increased by $500 for 2025. Workers at small businesses can contribute up to $16,500 or $20,000 if 50 or over and $21,750 if 60-63.
