Do This or That?
We tackle tough financial questions and give you answers to fit your needs.
When it comes to personal finance, a one-size-fits-all approach doesn't work. That's why we offer advice customized to your needs. Below you'll find 20 common questions on a variety of money-related topics, from paying off debt to saving for retirement. And we provide answers based on different scenarios.
Home
Should I Retire My Mortgage or Keep on Paying?
Should I Pay a Real Estate Agent or Go It Alone?
![https://cdn.mos.cms.futurecdn.net/hwgJ7osrMtUWhk5koeVme7-200-80.png](https://cdn.mos.cms.futurecdn.net/hwgJ7osrMtUWhk5koeVme7-320-80.png)
Sign up for Kiplinger’s Free E-Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
Should I Continue to Rent or Buy While the Market Is Down?
Taxes
Should I Take a Pay Raise Now or a Refund Later?
Debt
Should I Pay Off Loans or Save for Retirement?
Should I Pay Cash for a Major Purchase, or Finance It?
Investing
Should I Buy Index Funds or Actively Managed Funds?
Should I Buy ETFs or Mutual Funds?
Should I Use a Full-Service or Discount Broker?
Should I Rebalance Regularly or Let Winners Ride?
Cars
Should I Keep My Clunker or Buy a New Car?
Should I Buy or Lease a New Car?
Retirement
Should I Save in a Roth IRA or a Traditional IRA?
Should I Claim Social Security Benefits at Age 62 or Wait Until 66?
Should I Buy an Immediate Annuity for Retirement Income or Tap Savings?
Insurance
Should I Buy Long-Term-Care Insurance or Self-Insure?
Wills
Should I Hire a Lawyer to Write a Will or Do It Myself?
College
Should I Save for Retirement or College for My Kids?
Should I Stretch to Pay for the Most Selective College or Save by Choosing an In-State School?
Should I Use a 529 Savings Account or a Prepaid Tuition Plan?
Get Kiplinger Today newsletter — free
Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more. Delivered daily. Enter your email in the box and click Sign Me Up.
-
Visa Is the Worst Dow Stock Wednesday. Here's Why
Visa stock is down sharply Wednesday after the credit card company came up short of revenue expectations for its fiscal Q3.
By Joey Solitro Published
-
Another Analyst Moves to the Sidelines on Tesla Stock After Earnings
Tesla stock is spiraling Wednesday after the EV maker's big earnings miss and Wall Street has been quick to weigh in. Here's what you need to know.
By Joey Solitro Published
-
What Does Medicare Not Cover? Seven Things You Should Know
Healthy Living on a Budget Medicare Part A and Part B leave gaps in your health care coverage. But Medicare Advantage has problems, too.
By Donna LeValley Published
-
13 Smart Estate Planning Moves
retirement Follow this estate planning checklist for you (and your heirs) to hold on to more of your hard-earned money.
By Janet Kidd Stewart Published
-
Medicare Basics: 11 Things You Need to Know
Medicare There's Medicare Part A, Part B, Part D, Medigap plans, Medicare Advantage plans and so on. We sort out the confusion about signing up for Medicare — and much more.
By Catherine Siskos Last updated
-
Six of the Worst Assets to Inherit
inheritance Leaving these assets to your loved ones may be more trouble than it’s worth. Here's how to avoid adding to their grief after you're gone.
By David Rodeck Published
-
403(b) Contribution Limits for 2024
retirement plans Teachers and nonprofit workers can contribute more to a 403(b) retirement plan in 2024 than they could in 2023.
By Jackie Stewart Published
-
SEP IRA Contribution Limits for 2024
SEP IRA A good option for small business owners, SEP IRAs allow individual annual contributions of as much as $69,000 a year.
By Jackie Stewart Last updated
-
Roth IRA Contribution Limits for 2024
Roth IRAs Roth IRA contribution limits have gone up for 2024. Here's what you need to know.
By Jackie Stewart Last updated
-
SIMPLE IRA Contribution Limits for 2024
simple IRA The SIMPLE IRA contribution limit increased by $500 for 2024 and workers at small businesses can contribute up to $16,000 or $19,500 if 50 or over.
By Jackie Stewart Last updated