3 Simple Steps to Check Your Credit Score

Use these websites to know where your credit stands before you apply for a loan.

Step 1

Go to www.annualcreditreport.com and enter your name, address, birth date and Social Security number to get a free credit report from each of the three monitoring bureaus (Equifax, Experian and TransUnion). Read each report to make sure there are no errors. If there are, file a dispute with the bureau, and contact the lender in question.

Subscribe to Kiplinger’s Personal Finance

Be a smarter, better informed investor.

Save up to 74%
https://cdn.mos.cms.futurecdn.net/hwgJ7osrMtUWhk5koeVme7-200-80.png

Sign up for Kiplinger’s Free E-Newsletters

Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.

Profit and prosper with the best of expert advice - straight to your e-mail.

Sign up

To continue reading this article
please register for free

This is different from signing in to your print subscription


Why am I seeing this? Find out more here