Virtual Credit Card Numbers Cut Fraud Risk

Randomly generated numbers linked to your account means you won't have to carry your card.

(Image credit: weerapatkiatdumron)

Worried about your credit card number falling prey to online breaches or fraud? A few card issuers have a solution: virtual credit card numbers. These randomly generated numbers are linked to your credit card, and you can use them instead of your actual card number for online shopping. That means your real number remains hidden from a merchant’s website.

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Miriam Cross
Associate Editor, Kiplinger's Personal Finance
Miriam lived in Toronto, Canada, before joining Kiplinger's Personal Finance in November 2012. Prior to that, she freelanced as a fact-checker for several Canadian publications, including Reader's Digest Canada, Style at Home and Air Canada's enRoute. She received a BA from the University of Toronto with a major in English literature and completed a certificate in Magazine and Web Publishing at Ryerson University.