Find a Fixed-Rate Credit Card

published 5 January 2015

With interest rates likely to start rising later in 2015, now is a good time to think about how to keep the interest payments on your credit cards from creeping up, too. The vast majority of credit cards today have variable annual percentage rates, typically tied to an index.

11 Credit Card Mistakes to Avoid

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Lisa has been the editor of Kiplinger Personal Finance since June 2023. Previously, she spent more than a decade reporting and writing for the magazine on a variety of topics, including credit, banking and retirement. She has shared her expertise as a guest on the Today Show, CNN, Fox, NPR, Cheddar and many other media outlets around the nation. Lisa graduated from Ball State University and received the school’s “Graduate of the Last Decade” award in 2014. A military spouse, she has moved around the U.S. and currently lives in the Philadelphia area with her husband and two sons.