4 Credit Cards With Smart Chips for European Travel
Upgrade to more travel-friendly plastic before you take your European vacation.
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If you are traveling overseas, you may want to take along a card with a smart chip -- a built-in microprocessor that provides an extra layer of security. Chip cards are more widely accepted in Europe than those with only a magnetic strip. Several U.S. issuers are adapting their cards to the dual technology. The cards below come with both a chip and a strip. Existing cardholders may request a free upgrade.
BankAmericard Travel Rewards Visa (0% interest rate for the first 12 months, then 14.99% to 22.99%) has no annual fee and no foreign-transaction fee; cardholders can get 24-hour travel assistance.
Citi ThankYou Preferred (0% interest rate for the first 12 months, then 12.99% to 22.99%) also has no annual fee but charges a 3% foreign-transaction fee; cardholders get $3,000 in lost-luggage coverage.
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Citi Gold/AAdvantage Visa Signature ($50 annual fee; 15.24% interest rate; 3% foreign-transaction fee) lets you earn miles from American Airlines.
Chase Hyatt Visa Signature ($75 annual fee; 15.24% interest rate; no foreign-transaction fee) gets you two free nights at any Hyatt hotel or resort after you spend $1,000 within the first three months.
Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more. Delivered daily. Enter your email in the box and click Sign Me Up.

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