If you are traveling overseas, you may want to take along a card with a smart chip -- a built-in microprocessor that provides an extra layer of security. Chip cards are more widely accepted in Europe than those with only a magnetic strip. Several U.S. issuers are adapting their cards to the dual technology. The cards below come with both a chip and a strip. Existing cardholders may request a free upgrade.
BankAmericard Travel Rewards Visa (0% interest rate for the first 12 months, then 14.99% to 22.99%) has no annual fee and no foreign-transaction fee; cardholders can get 24-hour travel assistance.
Citi ThankYou Preferred (0% interest rate for the first 12 months, then 12.99% to 22.99%) also has no annual fee but charges a 3% foreign-transaction fee; cardholders get $3,000 in lost-luggage coverage.
From just $107.88 $24.99 for Kiplinger Personal Finance
Be a smarter, better informed investor.
Sign up for Kiplinger’s Free Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
Citi Gold/AAdvantage Visa Signature ($50 annual fee; 15.24% interest rate; 3% foreign-transaction fee) lets you earn miles from American Airlines.
Chase Hyatt Visa Signature ($75 annual fee; 15.24% interest rate; no foreign-transaction fee) gets you two free nights at any Hyatt hotel or resort after you spend $1,000 within the first three months.
-
Stocks Swing in Volatile Session: Stock Market TodayThe main indexes fell sharply in early trading on rising China tensions, but rebounded thanks to encouraging bank earnings.
-
Don't Miss Out! A Quiz on Medicare Enrollment DeadlinesQuiz Test your basic knowledge of Medicare enrollment periods in our quick quiz.
-
Amazon Resale: Where Amazon Prime Returns Become Your Online BargainsFeature Amazon Resale products may have some imperfections, but that often leads to wildly discounted prices.
-
Roth IRA Contribution Limits for 2025Roth IRAs Roth IRAs allow you to fund your retirement with after-tax dollars while you're working, and then withdraw those contributions and earnings tax-free when you retire. Here's a look at 2025 limits and income-based phaseouts.
-
Four Tips for Renting Out Your Home on Airbnbreal estate Here's what you should know before listing your home on Airbnb.
-
Five Ways to a Cheap Last-Minute VacationTravel It is possible to pull off a cheap last-minute vacation. Here are some tips to make it happen.
-
How Much Life Insurance Do You Need?insurance When assessing how much life insurance you need, take a systematic approach instead of relying on rules of thumb.
-
When Does Amazon Prime Day End in October? Everything We Know, Plus the Best Deals on Samsonite, Samsung and MoreAmazon Prime The Amazon Prime Big Deal Days sale ends soon. Here are the key details you need to know, plus some of our favorite deals members can shop before it's over.
-
How to Shop for Life Insurance in 3 Easy Stepsinsurance Shopping for life insurance? You may be able to estimate how much you need online, but that's just the start of your search.
-
Five Ways to Shop for a Low Mortgage RateBecoming a Homeowner Mortgage rates are high this year, but you can still find an affordable loan with these tips.
