Advertisement
credit & debt

4 Credit Cards With Smart Chips for European Travel

Upgrade to more travel-friendly plastic before you take your European vacation.

If you are traveling overseas, you may want to take along a card with a smart chip -- a built-in microprocessor that provides an extra layer of security. Chip cards are more widely accepted in Europe than those with only a magnetic strip. Several U.S. issuers are adapting their cards to the dual technology. The cards below come with both a chip and a strip. Existing cardholders may request a free upgrade.

BankAmericard Travel Rewards Visa (0% interest rate for the first 12 months, then 14.99% to 22.99%) has no annual fee and no foreign-transaction fee; cardholders can get 24-hour travel assistance.

Advertisement - Article continues below

Citi Thank­You Preferred (0% interest rate for the first 12 months, then 12.99% to 22.99%) also has no annual fee but charges a 3% foreign-transaction fee; cardholders get $3,000 in lost-luggage coverage.

Citi Gold/AAdvantage Visa Signature ($50 annual fee; 15.24% interest rate; 3% foreign-transaction fee) lets you earn miles from American Airlines.

Chase Hyatt Visa Signature ($75 annual fee; 15.24% interest rate; no foreign-transaction fee) gets you two free nights at any Hyatt hotel or resort after you spend $1,000 within the first three months.

Advertisement

Most Popular

2020 Stock Market Holidays and Bond Market Holidays
Markets

2020 Stock Market Holidays and Bond Market Holidays

Is the market open today? Take a look at which holidays the stock markets and bond markets take off in 2020.
July 1, 2020
HSAs Get Even Better
Financial Planning

HSAs Get Even Better

Workers have more options with flexible spending accounts, too.
July 2, 2020
What Are the Income Tax Brackets for 2020 vs. 2019?
tax brackets

What Are the Income Tax Brackets for 2020 vs. 2019?

The IRS unveiled the 2020 tax brackets, and it's never too early to start planning to minimize your future tax bill.
June 20, 2020

Recommended

52 Super Deals and Discounts for 2020
spending

52 Super Deals and Discounts for 2020

With a special nod to those of you spending more time at home, we found dozens of deals and discounts, plus ways to save (or make) money.
June 6, 2020
Banks Canceling Credit Cards, Cutting Limits
credit & debt

Banks Canceling Credit Cards, Cutting Limits

If you haven’t used a card in awhile, make a small purchase with it to keep it open. It’s good for your credit score.
June 4, 2020
Milliennials Face Their Second Recession
credit & debt

Milliennials Face Their Second Recession

Forty percent of millennials say the pandemic will likely cause them to delay payments on their debts. Does that include you? Time to take action.
June 4, 2020
When Savings Bonds Make Sense
credit & debt

When Savings Bonds Make Sense

Series I savings bonds are safe options, but don’t go all in.
June 3, 2020