Ask Kim

Kim Lankford answers your questions about managing money -- specifically, insurance and taxes -- twice a week.

September 27, 2016

How the Medicare Part D Coverage Gap Will Affect You in 2017

The cost of prescription drugs will begin to drop for beneficiaries.

See More On: Health Care & Insurance

September 24, 2016

Paying Taxes on a Home Sold After a Spouse's Death

Surviving spouses may be able to exclude a portion of home-sale profits if they meet certain criteria.

See More On: Buying & Selling a Home

September 20, 2016

What Do I Do With Unused 529 Plan Money?

Money that's left in these college-saving funds are subject to income taxes and an early-withdrawal penalty, except in some circumstances.

See More On: 529 Plans | Financial Planning

September 16, 2016

How to Verify That New-to-You Auto Insurance Company Is Legit

Start by looking up the insurer’s complaint volume and how quickly those complaints were resolved.

See More On: Auto Insurance

September 14, 2016

Making Catch-Up Contributions to a Health Savings Account

The rules are different for HSAs and retirement accounts.

See More On: Saving for Retirement

September 9, 2016

How to Open an ABLE Account for a Special-Needs Child

If you live in a state that doesn't have one of these new tax-advantaged plans yet, you can open one in another state.

See More On: Family Finances

September 6, 2016

Dependent-Care Flexible Spending Accounts Aren't Just for Kids' Expenses

You can use the money tax-free to cover care for dependents of all ages while you work.

See More On: Health Care & Insurance

From Kiplinger's Personal Finance, October 2016

How Redfin Can Save You Money on the Sale of Your Home

Sellers who use Redfin cut the commission to the selling agent by half—or more.

See More On: Buying & Selling a Home | Mortgages & Refinancing

From Kiplinger's Personal Finance, October 2016

How to Find a Lost Tax Form

You might be able to request a transcript from the IRS.

See More On: Tax Prep & Filing | Tax Planning

August 31, 2016

Rules for Rolling Over an IRA to a Health Savings Account

Generally, you can roll over an IRA to an HSA if you haven't signed up for Medicare yet. But it gets complicated if you're within a year of Medicare eligibility.

See More On: IRAs

August 26, 2016

Rules For Catch-Up Contributions to Retirement Accounts

It doesn’t matter when your birthday is. You can start catch-up contributions anytime during the year you turn 50.

See More On: Saving for Retirement

August 24, 2016

FAQs About Giving Your RMD to Charity

Retirees can give up to $100,000 to charity tax-free from an IRA and have it count as their required minimum distribution for the year. Here’s what you need to know.

See More On: Required Minimum Distributions (RMDs)

August 19, 2016

Tax-Smart Ways to Save When You're Too Old for a Traditional IRA

Some workers may be too old to contribute to a traditional IRA.

See More On: IRAs

August 16, 2016

4 Tax-Friendly Ways to Pay for Long-Term-Care Insurance

Take the sting out of the cost of your insurance premiums.

See More On: Long-Term Care Insurance

August 12, 2016

How a Student’s IRA Is Counted for Financial Aid

Money withdrawn from an IRA in the student’s name is hit hard by the federal financial aid formulas.

See More On: IRAs | Saving Money

August 9, 2016

How to Change Dependent-Care FSA Contributions Midyear

The rules for changing the amount you contribute to dependent-care flexible spending accounts in the middle of the year are, well, flexible.

See More On: Health Care & Insurance | Family Finances

August 4, 2016

How to Save on Medicare Supplement Insurance

Your odds of qualifying for a cheaper medigap plan are best if you’re healthy and younger than 70.

See More On: Medicare | Health Care & Insurance | Saving Money

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