Nancy Kilgore, 68, and her husband were happy living in Thetford, Vt. But three years ago, they moved 90 minutes away, to Burlington, to help their divorced daughter raise her daughter. Because it was difficult to move her psychotherapy practice, Kilgore still commutes to see patients two days a week and sleeps at a friend's house. "My choices are usually about doing what I love, not making money," says Kilgore. "Family is the most important thing to me."
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