Traditional IRA
News, insights and expert analysis on traditional ira from the team at Kiplinger.
Latest
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Should You Move Your 401(k) to an IRA Once You Hit 59½?Some 401(k)s allow for in-service withdrawals at age 59½, opening up greater investment options. Here are three reasons for taking the plunge.
By Joe F. Schmitz Jr., CFP®, ChFC®, CKA®
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Late to Retirement Planning? Four Ways to Help Catch UpIf you're afraid you're behind in saving for retirement, it's important to act. You can do something. Here are four ways to help get back on track.
By Shane W. Cummings, CFP®, AIF®
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Grow Your Investments Like Yale, Through a Self-Directed IRAYale's successful endowment focuses on alternatives. With a self-directed IRA, an individual investor could design a portfolio based on similar principles.
By Jason DeBono
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How to Roll Over Your 401(k) Without Costly RegretsRolling your 401(k) over to an IRA the wrong way could cost you big-time in taxes and penalties. It’s worth it to consult a professional first.
By Pam Krueger
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Is Your IRA an IOU to the IRS? Three Retirement Tax StrategiesThese steps, including converting to Roth IRAs, using a Roth 401(k) and leveraging life insurance and annuities, can help reduce your taxes in retirement.
By William Decker, Investment Advisor Representative
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IRA vs Roth vs 401(k): Which Do You Pick?All offer great tax breaks as you save for retirement. In addition, there are 403(b), SEP and SIMPLE plans and more. But don't worry. It’s hard to go wrong.
By Scott McClatchey, CFP®
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QCDs Are a Tax-Smart Way for Retirees To Donate to CharityThe Tax Letter With QCDs, retirees can save on taxes by making donations from their IRAs directly to charity. Here's what you need to know about qualified charitable distributions.
By Joy Taylor
The Tax Letter -
The Do’s and Don’ts of Inherited IRAsWhen you inherit an IRA, you likely have a lot of questions. Do you need to take RMDs? When? How long do you have before the account must be cleaned out?
By Vincent Birardi, CFP®, AIF®, MBA
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What to Know Before You Inherit an IRAManaging the taxes that come with an inherited IRA takes smart planning, especially since the SECURE Act eliminated the 'stretch IRA' game plan for most folks.
By Antwone Harris, MBA, CFP®
