HSAs and Medicare: The Eligibility Quiz
Test your basic knowledge of HSA accounts and Medicare in our quick quiz.
Your Health Savings Account (HSA) is more than just a medical fund — it’s a powerful investment vehicle for your financial future. But are you clear on the rules that protect its unique "triple tax advantage"? Navigating the rules for eligibility, contributions, and withdrawals is crucial to maximizing its benefits and avoiding penalties.
Test your understanding of core HSA concepts, from eligibility to retirement-age withdrawals, with our 10-question true/false quiz. And don't worry if you miss an answer; you can follow the links below the quiz to brush up on your knowledge.
More on Social Security, from the Kiplinger team:
- Social Security Basics: Things You Must Know About Claiming and Maximizing Your Social Security Benefits
- 10 Things You Need to Know About Health Savings Accounts
- How Your HSA Can Reimburse You for Medicare Premiums and Expenses
- Boost Your HSA Savings with These Smart and Savvy Moves
- Five Smart Moves for Retirement Health Care: Maximize Your HSA and Medigap Savings
From just $107.88 $24.99 for Kiplinger Personal Finance
Become a smarter, better informed investor. Subscribe from just $107.88 $24.99, plus get up to 4 Special Issues
Sign up for Kiplinger’s Free Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more. Delivered daily. Enter your email in the box and click Sign Me Up.

Donna joined Kiplinger as a personal finance writer in 2023. She spent more than a decade as the contributing editor of J.K.Lasser's Your Income Tax Guide and edited state specific legal treatises at ALM Media. She has shared her expertise as a guest on Bloomberg, CNN, Fox, NPR, CNBC and many other media outlets around the nation. She is a graduate of Brooklyn Law School and the University at Buffalo.
-
We inherited $250K: should we buy a second home or save for college?He wants a vacation home, but she wants a 529 plan for the kids. Who's right? The experts weigh in.
-
The $300,000 Social Security Decision You Could Get WrongDeciding when to claim Social Security is a complex, high-stakes decision that shouldn't be based on fear or simple break-even math.
-
4 Ways Washington Could Put Your Retirement at RiskLegislative changes, such as shifting tax brackets or altering retirement account rules, could affect your nest egg, so it'd be prudent to prepare. Here's how.
-
We Inherited $250K: I Want a Second Home, but My Wife Wants to Save for Our Kids' College.He wants a vacation home, but she wants a 529 plan for the kids. Who's right? The experts weigh in.
-
I'm a Financial Adviser: This Is the $300,000 Social Security Decision Many People Get WrongDeciding when to claim Social Security is a complex, high-stakes decision that shouldn't be based on fear or simple break-even math.
-
4 Ways Washington Could Put Your Retirement at Risk (and How to Prepare)Legislative changes, such as shifting tax brackets or altering retirement account rules, could affect your nest egg, so it'd be prudent to prepare. Here's how.
-
5 Best Splurge Cruises for Retirees in 2026Embrace smaller, luxury ships for exceptional service, dining and amenities. You'll be glad you left the teeming hordes behind.
-
Is Your Retirement Plan Built for 2026 — or Stuck in 2006?It's time to move away from the 4% rule and the 60/40 portfolio to an adaptable, tax-diversified strategy focused on reliable income and longevity.
-
Filed for Social Security Too Soon? 2 Ways to Get a Do-OverIf you've claimed Social Security too soon, two SSA rules allow a do-over. But be warned: Using them clumsily can lead to surprise repayments or lost benefits.
-
How to Avoid Medicare Late Enrollment Penalties ForeverWhether you are still working or planning to retire this year, understanding the 2026 late penalties for Parts A, B and D is essential for your financial health.
-
The 'Take That, Uncle Sam' Rule of Retirement SpendingHere's how to reduce your tax bill when you withdraw money in retirement.