Tax-Savvy Charitable Giving With QCDs Can Benefit Both Giver and Receiver

A qualified charitable distribution, or QCD, might be the answer for you – but watch those rules.

Cash is arranged to form a heart shape.
(Image credit: Getty Images)

Plenty of retirees like to give back to their communities through charitable donations, but questions often arise over the best way to do that.

What approach is efficient, provides the tax benefits you’re after, and also is advantageous for the charity that’s on the receiving end?

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Charles Rawl, CFP®, RICP®
President, Charles W. Rawl and Associates

As president of Charles W. Rawl & Associates, LLC, Charlie Rawl has distinguished himself as a troubleshooter by implementing creative solutions to complex financial problems. He has passed the Series 6, 7, 31, 63 and 65 securities exams and holds life insurance licenses in more than a dozen states.