Ray R. Harris, MBA, RSSA®
Ray R. Harris, RSSA®, is the founder and president of Social Security Claiming Experts, a national advisory firm dedicated exclusively to optimizing Social Security claiming strategies for the "mass affluent" demographic. A seasoned executive leader, adjunct professor of leadership and serial entrepreneur with a 30-year career, Ray helps high-net-worth pre-retirees avoid irreversible filing errors based on outdated "rules of thumb" so they can capture their maximum lifetime benefit.
As a Registered Social Security Analyst, he has led his firm to become a specialized technical partner to CPAs, financial planners and attorneys — providing the rigorous mathematical modeling required to mitigate the "tax torpedo" and optimize complex spousal and survivor benefits.
Ray holds a B.S. in Finance and an MBA, with post-graduate work at Oxford University and the University of Cambridge, as well as executive education in Behavioral Economics from The University of Chicago Booth School of Business.
Beyond his financial practice, Ray shares weekly inspiration and leadership advice with an Instagram audience of over 850,000.
Phone: 312-885-8500 | Email: Ray@ClaimingExperts.com | Website: ww.socialsecurityclaimingexperts.com
Latest articles by Ray R. Harris, MBA, RSSA®
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Why You Need to Start Your Social Security Claim 4 Months EarlyEven a perfect Social Security plan can fail if you hit a login wall, an ID check snag or a direct-deposit problem. Here's how to make sure that doesn't happen.
By Ray R. Harris, MBA, RSSA®
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Don't Let Low Tax Rates Lull You Into the Torpedo ZoneThe Social Security provisional income threshold can create a "tax torpedo" for disciplined savers, raising your effective marginal tax rate to 40.7% or more.
By Ray R. Harris, MBA, RSSA®
