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The Tax Consequences of a "Backdoor" Roth IRA
IRAs

The Tax Consequences of a "Backdoor" Roth IRA

When you have multiple traditional IRAs with a mix of pretax and after-tax contributions, converting some of that money into a Roth IRA can complicate…
December 18, 2018
New Rules for Your Flexible Spending Account
spending

New Rules for Your Flexible Spending Account

Many companies offer more flexibility on what was once a use-it-or-lose-it December 31 deadline for using FSA money. (Plus, higher contribution limits…
December 14, 2018
Using 529-Plan Money for College Overseas
college

Using 529-Plan Money for College Overseas

If your son or daughter plans to attend college abroad, here's what you should know.
December 12, 2018
Make the Most of Potential Tax Deductions Under the New Tax Law
taxes

Make the Most of Potential Tax Deductions Under the New Tax Law

With some year-end planning, you may still find it worthwhile to file an itemized return to lower your 2018 tax bill.
December 3, 2018
Deducting Disaster Losses on Your Tax Return
taxes

Deducting Disaster Losses on Your Tax Return

The new tax law changed the rules. Now you can take a casualty loss deduction only if your home is in a federally declared disaster area.
December 3, 2018
How to Endow a Scholarship
savings

How to Endow a Scholarship

There may be contribution minimum requirements to set up a scholarship in your area. Here's what you need to know.
November 30, 2018
How to Save on Prescription Drugs
insurance

How to Save on Prescription Drugs

Employers and insurers are offering more online tools and smartphone apps that steer you to the lowest drug prices.
November 29, 2018
Deadlines for 529 College-Savings Plan Distributions
college

Deadlines for 529 College-Savings Plan Distributions

You may be able to use the 529 money for more expenses than you thought. But you must take withdrawals in the calendar year you incur the expense.
November 26, 2018
Get a Tax Reward for Saving for Retirement
retirement

Get a Tax Reward for Saving for Retirement

If you sock away money in a retirement plan, you may be eligible for a tax credit from Uncle Sam worth up to $1,000 per person.
November 20, 2018
Year-End Financial Checkup for Military Members
savings

Year-End Financial Checkup for Military Members

Now is a good time to boost savings and double-check your benefits. But the most important decision to make is whether to sign up for the new Blended …
November 9, 2018
Contribute More to Retirement Accounts in 2019
retirement

Contribute More to Retirement Accounts in 2019

Retirement savers can stash an extra $500 in IRA and 401(k) plans, and the income limits for contributing to a Roth are higher.
November 9, 2018
Financial Gifts for Kids
spending

Financial Gifts for Kids

Invest in a child’s future with gifts of stock or contributions to a Roth IRA or college savings.
October 31, 2018
Seasonal Hirings to Hit a Record High
business

Seasonal Hirings to Hit a Record High

If you want to earn some extra cash for the holidays, you’ll have a better chance than ever of landing a temporary job as retailers and delivery compa…
October 26, 2018
Taxes on a Gift of Stock
capital gains tax

Taxes on a Gift of Stock

If you give appreciated securities to children, the amount they’ll pay in taxes when they sell depends on whether they receive the shares while you’re…
October 25, 2018
The Rules for Making a Tax-Free Donation from an IRA
IRAs

The Rules for Making a Tax-Free Donation from an IRA

Making tax-free gifts to charity from an IRA is gaining in popularity among older investors, thanks to changes under the new tax law. Here’s what you …
October 22, 2018
How to Find the Best Medicare Drug Plan for You for 2019
Medicare

How to Find the Best Medicare Drug Plan for You for 2019

Use these search tips to navigate the Medicare Plan Finder tool.
October 12, 2018
How to Find the Best Medicare Advantage Plan for You for 2019
Medicare

How to Find the Best Medicare Advantage Plan for You for 2019

If you opt for a Medicare Advantage plan instead of traditional Medicare, this online tool can help you find the plan to fit your needs -- and budget.
October 12, 2018
What You'll Pay for Medicare Premiums in 2018
Medicare

What You'll Pay for Medicare Premiums in 2018

What are Medicare premiums in 2018? The standard premium of $134 for Medicare Part B won't change, but some recipients will still end up paying more.
October 12, 2018
What You'll Pay for Medicare Premiums in 2019
Medicare

What You'll Pay for Medicare Premiums in 2019

A new surcharge tier will kick in for 2019 for people with the highest incomes.
October 12, 2018
New Rules on Capital Gains
investing

New Rules on Capital Gains

Rates didn’t change, but they’re pegged to your income instead of your tax bracket.
October 4, 2018
How Parents Can Access Information on Their College Student
college

How Parents Can Access Information on Their College Student

You'll need the proper paperwork to obtain grades, health records.
October 4, 2018
How Investments Are Sold When RMDs Are on Autopilot
investing

How Investments Are Sold When RMDs Are on Autopilot

The rules vary by company.
October 4, 2018
Dormant Accounts Pose a Risk for Buy-and-Hold Investors
investing

Dormant Accounts Pose a Risk for Buy-and-Hold Investors

If you haven't been in contact with your investment firm, your state may be quicker to seize your account as abandoned property.
October 4, 2018
The Benefits of Donating Stock to a Donor-Advised Fund
taxes

The Benefits of Donating Stock to a Donor-Advised Fund

Donating appreciated securities to charity using a donor-advised fund provides tax benefits and flexibility.
September 28, 2018
The Advantages of Filing the FAFSA Form Early
college

The Advantages of Filing the FAFSA Form Early

You can submit the Free Application for Federal Student Aid for the next year of college starting October 1. And the earlier you file, the better your…
September 27, 2018
You Can Now Freeze -- and Unfreeze -- Your Credit Report for Free
credit & debt

You Can Now Freeze -- and Unfreeze -- Your Credit Report for Free

As of September 21, credit bureaus can no longer charge you to freeze your credit reports or to lift a freeze. Here’s what you need to know to get you…
September 21, 2018