How to Pay for Pricey Prescriptions

Paying for expensive medications is especially painful if you’re in a high-deductible plan.

Over the past several months, my eyes have been dry. And I’m not talking about a little scratchy here and there. It’s more like no amount of sleep or Visine or time forgoing contact lenses can keep me from waking up looking like I spent the night with Cheech and Chong. So you can imagine the tears of joy I cried (or not) when the ophthalmo­logist wrote me a prescription for eyedrops that treat chronic dry eye. He told me the drug wasn’t available as a generic, so it might be pricey, but handed me a coupon. “Pay as little as $5* a month,” it said on the front. Sold!

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Ryan Ermey
Former Associate Editor, Kiplinger's Personal Finance

Ryan joined Kiplinger in the fall of 2013. He wrote and fact-checked stories that appeared in Kiplinger's Personal Finance magazine and on He previously interned for the CBS Evening News investigative team and worked as a copy editor and features columnist at the GW Hatchet. He holds a BA in English and creative writing from George Washington University.