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10 Factors That Can Raise Your Insurance Premiums


Actuaries at insurance companies spend their entire careers looking for tiny statistical nuances that can predict the likelihood that someone will file a claim -- and that can justify charging higher premiums. Some of the criteria are obvious, such as your driving record for car insurance or your medical history for life and health insurance. But some are surprising. Here are ten unexpected rate boosters. Each insurer has its own rules, so it’s important to shop around before buying.

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