long term care

The Impossible Reality of Long-Term Care Planning
long term care

The Impossible Reality of Long-Term Care Planning

Unless you're very rich or very poor, you should be looking into all of the long-term care possibilities out there. Because of the costs and complexit…
January 2, 2018
Hybrid Insurance Policies Gaining Steam
long term care

Hybrid Insurance Policies Gaining Steam

If you can't afford traditional long-term-care insurance, a new strategy that combines life insurance with long-term-care benefits may be more practic…
January 18, 2017
Options for Dealing With Rising Long-Term-Care Insurance Premiums
long term care

Options for Dealing With Rising Long-Term-Care Insurance Premiums

Buffeted by huge rate hikes, most policyholders are choosing to trim their coverage.
June 6, 2016
4 Secrets to Buying Long-Term-Care Insurance
long term care

4 Secrets to Buying Long-Term-Care Insurance

Policies are rising in price, while benefits are getting skimpier. Here's how to get the best deal for you.
April 27, 2015
Deducting Long-Term-Care Premiums
long term care

Deducting Long-Term-Care Premiums

For most policies, a portion of the premiums counts toward deductible medical expenses.
February 18, 2015
How to Buy Long-Term-Care Insurance
Long-Term Care Insurance

How to Buy Long-Term-Care Insurance

When to get it, how much you need and ways to cut the cost.
January 6, 2015
What You Must Know About Medicaid and Long-Term Care
Long-Term Care Insurance

What You Must Know About Medicaid and Long-Term Care

Medicaid pays for nursing-home care for those with little to no income and assets.
November 14, 2014
Paying Long-Term-Care Premiums With HSA Money
long term care

Paying Long-Term-Care Premiums With HSA Money

The amount you can withdraw from a health savings account tax-free to pay premiums depends on your age.
July 8, 2014
Options for Covering Long-Term-Care Costs
Long-Term Care Insurance

Options for Covering Long-Term-Care Costs

Facing scaled-back benefits and premium hikes, baby boomers can use several strategies to help cover future costs.
April 23, 2014
Long-Term-Care Coverage With an Asset-Protection Twist
long term care

Long-Term-Care Coverage With an Asset-Protection Twist

A “partnership-eligible” policy may allow you to keep more of your assets if you eventually need to rely on Medicaid.
March 25, 2014
Buying Long-Term-Care Coverage for a Parent
long term care

Buying Long-Term-Care Coverage for a Parent

It's a smart move. But do it while your parents are still relatively healthy.
November 13, 2013
3 Steps to Take Before Filing a Long-Term-Care Insurance Claim
Long-Term Care Insurance

3 Steps to Take Before Filing a Long-Term-Care Insurance Claim

To avoid a claim denial, make sure you understand what the policy covers.
September 4, 2013
Should I Buy Long-Term-Care Insurance, or Self-Insure?
long term care

Should I Buy Long-Term-Care Insurance, or Self-Insure?

Editor’s note: This is one of the 20 tough financial questions posed in the “Do This or That?” cover story in the September 2011 issue of Kiplinger’s …
August 31, 2011
Sign up for the Federal Long-Term-Care Insurance Program?
long term care

Sign up for the Federal Long-Term-Care Insurance Program?

Federal employees should compare their options before enrolling in the nation's largest group plan.
May 27, 2011
MetLife to Stop Selling Long-Term-Care Insurance
long term care

MetLife to Stop Selling Long-Term-Care Insurance

However, it will continue to service existing policies.
November 17, 2010
Use Annuities to Pay for Long-Term Care
long term care

Use Annuities to Pay for Long-Term Care

Individuals can now use proceeds from some annuities tax-free to pay premiums for long-term-care insurance.
September 30, 2010
States That Offer Long-Term Care Partnerships
long term care

States That Offer Long-Term Care Partnerships

Check these resources to see if your state offers a partnership program.
September 12, 2009
How Much Long-Term-Care Coverage Do You Need?
insurance

How Much Long-Term-Care Coverage Do You Need?

Start by finding out the average cost of care where you live. A just-released study by insurer Genworth makes that easy.
April 30, 2009
How to Deduct Long-Term Care Costs
long term care

How to Deduct Long-Term Care Costs

You can write off assisted living expenses if you itemize and meet certain tests.
March 26, 2007