Starting Out

Starting Out

Real-world advice for those starting their financial lives.

Updated for 2017

Why You Need a Roth IRA

With this indispensable savings tool, your money grows tax-free, you can invest in almost anything and you get several cool perks.

See More On: Roth IRAs | Saving for Retirement

Updated for 2017

How to Get Your First Credit Card

Plus, how to use it wisely and earn the lowest interest rates.

See More On: Credit Cards | Smart Buying

October 2016

How $5 and the Stash App Turned Me Into an Investor

Super-low minimums and smartphone accessibility make it easy for young investors to learn the ropes.

See More On: Stocks & Bonds | Technology

August 9, 2016

5 Smart Ways to Boost Profits at Your Lemonade Stand – or Any Small Business

Make your lemonade stand stand out from the pack with these simple tips.

See More On: Small Business | Family Finances

June 20, 2016

5 Things New College Grads Really Need to Know About Money

These tips from financial professionals can help you enter the real world on the right foot.

See More On: Stocks & Bonds

From Kiplinger's Personal Finance, July 2016

How to Refinance Your Student Debt

Consolidating student loans can reduce paperwork and lower your monthly bill.

See More On: Student Loans | Getting Out of Debt

February 4, 2016

6 Savings Tips for Millennials Who Want to Retire Rich

Take advantage of the decades you have before retirement to establish good savings habits and benefit from the magic of compounding.

See More On: 401(k)s | Financial Planning | IRAs

February 16, 2016

Should Young Adults Accept Financial Help From Their Parents?

Sometimes it makes financial sense to remain tethered to your parents, but work on a plan to start breaking the financial bond.

See More On: Family Finances

October 30, 2015

5 Tips for Beginning Investors

Kiplinger's Personal Finance editor Janet Bodnar shares our best investing advice in a letter to her son -- and any twentysomething looking to get into the market.

See More On: Financial Planning

August 27, 2015

Learning to Live With Debt

Debt may be a part of your budget for decades to come. Establish a plan for managing it wisely.

See More On: Budgeting

July 17, 2015

5 Hidden Costs That Surprise First-Time Home Buyers

Make sure your budget is big enough to handle these unexpected expenses.

See More On: Buying & Selling a Home | Home Insurance | Home Remodeling & Maintenance

July 2, 2015

6 Common Money Mistakes Newlyweds Need to Avoid

Get your marriage off on the right financial foot by talking openly with your new spouse and avoiding these financial faux pas.

See More On: Family Finances

June 26, 2015

Yes, You Can Live Rent-Free

Instead of forking over a big slice of your paycheck to housing costs, consider exchanging your services for a place to stay.

See More On: Saving Money

May 15, 2015

The Best Money Advice My Dad Ever Gave Me

Papa Rapacon has successfully retired by taking calculated risks and educating himself about finances.

See More On: Saving for Retirement | 401(k)s | Budgeting

February 20, 2015

Financial Lessons From the Modern-Day Amelia Earhart

Encourage others to invest in you and your dream.

See More On: Small Business | Careers

February 3, 2015

The 5 Big Steps to Buying Your First Home

We told you how to prepare years ahead of your first home purchase. Now here is how to close the deal.

See More On: Buying & Selling a Home

January 8, 2015

How to Use Social Media to Boost Your Career

Online networks such as LinkedIn, Twitter and Facebook make it easy for you to connect with others in your industry and showcase your abilities.

See More On: Careers

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