Financial Planning

18 States With Scary Death Taxes
inheritance

18 States With Scary Death Taxes

Federal estate taxes are no longer a problem for all but the extremely wealthy, but several states have their own estate taxes and inheritance taxes t…
December 2, 2021
It Still Pays to Wait to Claim Social Security
Financial Planning

It Still Pays to Wait to Claim Social Security

Despite dire headlines about the Social Security trust fund, you will be better off waiting to collect benefits.
November 23, 2021
Roth IRA Basics: 11 Things You Must Know
Financial Planning

Roth IRA Basics: 11 Things You Must Know

A Roth IRA can be a great way to save for retirement since the accounts have no required minimum distributions and you withdraw the money tax-free.
November 23, 2021
The Basics of Required Minimum Distributions: 12 Things You Must Know About RMDs
Financial Planning

The Basics of Required Minimum Distributions: 12 Things You Must Know About RMDs

Retirement savers who are 72 must start withdrawing funds from tax-advantaged retirement accounts. Here’s what you need to know about required minimum…
November 22, 2021
Where to Find Emergency Cash
Making Your Money Last

Where to Find Emergency Cash

Even if you're debt-averse, having a credit card to pay for emergencies could be an important lifeline.
November 22, 2021

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7 Things Medicare Doesn’t Cover
Healthy Living on a Budget

7 Things Medicare Doesn’t Cover

Medicare Part A and Part B leave some pretty significant gaps in your health-care coverage. Here's a closer look at what isn't covered by Medicare.
November 16, 2021
11 Costly Medicare Mistakes You Should Avoid Making
Medicare

11 Costly Medicare Mistakes You Should Avoid Making

If you don't make the right choices, you could end up with high Medicare premiums and big out-of-pocket costs.
November 16, 2021
Smart Money Moves to Make Before Year End
Financial Planning

Smart Money Moves to Make Before Year End

You can take action now to lower your taxes, save money and enhance your finances for 2022.
November 15, 2021
Brandon Copeland on Reaching Financial Freedom
Financial Planning

Brandon Copeland on Reaching Financial Freedom

This NFL player’s path to a future of financial independence after his pro career is over can help the rest of us plan.
November 2, 2021
Boost Your Retirement Savings for 2021, 2022
Financial Planning

Boost Your Retirement Savings for 2021, 2022

The time is now to maximize contributions. Also, if you’ve got required minimum or charitable distributions to make, that deadline is coming up.
October 29, 2021
Minimizing Taxes When You Inherit Money
Financial Planning

Minimizing Taxes When You Inherit Money

Some inherited assets are tax-friendly, but under new rules, others come with a hefty tax bill. We help you get the most out of a legacy.
October 29, 2021
What to Do When You’re the Executor
Financial Planning

What to Do When You’re the Executor

You’ll likely need professional help, including an attorney with estate-planning experience, a tax pro and a financial adviser.
October 29, 2021
Make the Most of Your Charitable Donations
Financial Planning

Make the Most of Your Charitable Donations

Take a closer look at whether you’re getting the most bang for your donated bucks.
October 28, 2021
Don't Give Up on Investing in China
Foreign Stocks & Emerging Markets

Don't Give Up on Investing in China

Turmoil in China has been all over the financial news, but the volatile market is too big to ignore.
October 28, 2021
Smart Year-End Move: Manage Your Employee Benefits
Financial Planning

Smart Year-End Move: Manage Your Employee Benefits

For 2021, employers may provide a 12-month grace period for both types of flexible spending accounts.
October 27, 2021
Don't Get Too Hung Up on a Retirement Savings Number
retirement planning

Don't Get Too Hung Up on a Retirement Savings Number

There's tons of advice about how big your nest egg should be for retirement but focusing too much on a single figure can lead to complacency.
October 26, 2021
From EBRI's CEO: What's on Retirees' Minds
Empty Nesters

From EBRI's CEO: What's on Retirees' Minds

Retirees feel more comfortable spending from steady sources of income rather than tapping their nest egg.
October 25, 2021
How Snowbirds Can Be Taxed as Florida Residents
retirement

How Snowbirds Can Be Taxed as Florida Residents

If you live in a high-tax state during the summer but winter in Florida, you can save big bucks by establishing residency in the Sunshine State.
October 25, 2021
The Pros and Cons of Target Date Funds with Tony Drake
Financial Planning

The Pros and Cons of Target Date Funds with Tony Drake

The simplicity of target date funds has made them popular, particularly among 401(k) savers. But investors may be paying a price.
October 19, 2021
Oh Unlucky Heirs with Tim Steffen
Financial Planning

Oh Unlucky Heirs with Tim Steffen

Just because you’re in the will doesn’t mean you’re sitting pretty. Also: Does October deserve its scary reputation for stocks?
October 5, 2021
A Simple Portfolio Is All You Need
Financial Planning

A Simple Portfolio Is All You Need

It’s possible to build wealth with only a few funds—or even just one.
October 4, 2021
Trading Options for Your 401(k)
Employee Benefits

Trading Options for Your 401(k)

About 40% of companies offer self-directed brokerage accounts in their 401(k) plans, giving participants more investing options.
September 30, 2021
Nontraditional Options Let IRA Investors Crank Up the Risk
Financial Planning

Nontraditional Options Let IRA Investors Crank Up the Risk

You can invest your retirement savings in everything from cryptocurrency to penny stocks. But that doesn’t mean you should.
September 30, 2021
A New Fund to Hedge Inflation
Becoming an Investor

A New Fund to Hedge Inflation

Horizon Kinetics Inflation Beneficiaries ETF, introduced in January, offers some tools to battle inflation.
September 30, 2021
Don't Give Up on Small-Cap Stocks
Becoming an Investor

Don't Give Up on Small-Cap Stocks

Small caps can still attract investors. These stocks offer undeniable value.
September 30, 2021