Financial Planning
The Lowdown on Capital Gains Tax Rates for 2020 and Beyond
The Lowdown on Capital Gains Tax Rates for 2020 and Beyond
Rates for long-term capital gains are based on set income thresholds that are adjusted annually for inflation.
August 11, 2020
Drawing Down Retirement Savings in a Pandemic
Drawing Down Retirement Savings in a Pandemic
Tapping the right accounts at the right time matters. Knowing how much a retiree can spend each year without running out of savings in old age is even…
August 7, 2020
Turning 60 in 2020? Expect Lower Social Security Benefits
Turning 60 in 2020? Expect Lower Social Security Benefits
When you file for Social Security, the amount you receive may be lower.
July 30, 2020
Doug Glanville Offers Insight on Racial Divisions
Doug Glanville Offers Insight on Racial Divisions
Doug Glanville says baseball can provide a great example of teamwork, fairness and communication for the U.S.
July 30, 2020
Emergency Funds: How to Get Started
Emergency Funds: How to Get Started
There’s no one-size-fits-all formula for how much you’ll need.
July 30, 2020
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Protect Your Portfolio From Inflation
Protect Your Portfolio From Inflation
It’s not an immediate threat, but some warning signs say to set up some defenses now.
July 23, 2020
This Olympian Has a New Goal: Closing the Wealth Gap
This Olympian Has a New Goal: Closing the Wealth Gap
She encourages advisers to introduce students to financial planning.
July 21, 2020
Annuities: 10 Things You Must Know
Annuities: 10 Things You Must Know
Not all annuities are alike, and some may not be appropriate for you. How much do you know about these investment products?
July 17, 2020
HSAs Get Even Better
HSAs Get Even Better
A health savings account is a powerful, tax-advantaged tool to cover out-of-pocket medical expenses and a smart way to save for medical expenses in re…
July 3, 2020
Nursing in the Time of COVID-19
Nursing in the Time of COVID-19
This health care professional warns that the pandemic will worsen the nursing shortage.
July 2, 2020
14 Social Security Tasks You Can Do Online
14 Social Security Tasks You Can Do Online
Why visit a government office to get your Social Security business done? You can do much of that online.
June 26, 2020
Buy Utilities for Defense and Income
Buy Utilities for Defense and Income
This fund bets big on utilities with good growth prospects.
June 24, 2020
Why 2020 Is an 'Unprecedented Opportunity' for a Roth IRA Conversion
Why 2020 Is an 'Unprecedented Opportunity' for a Roth IRA Conversion
Tax advisors say you can reduce your tax bill by 30% to 40% in this unprecedented time.
June 17, 2020
How to Find a Financial Planner You Trust
How to Find a Financial Planner You Trust
Use our road map to find an adviser who will truly look out for your best interests.
June 5, 2020
Don't Go it Alone: 4 Benefits of Having a Financial Adviser
Don't Go it Alone: 4 Benefits of Having a Financial Adviser
With financial pressures mounting during the coronavirus pandemic, everyone could use a little help to stay on course with their retirement plans. Her…
June 4, 2020
Successful Retirement Plans Are Built on These 5 Pillars
Successful Retirement Plans Are Built on These 5 Pillars
Is your retirement plan solid? Check to see if you have all your bases covered, or whether your retirement "structure" is missing a key component.
May 29, 2020
Gifts for Grads to Build Good Money Habits
Gifts for Grads to Build Good Money Habits
Today’s graduates aren’t destined to share the same fate as past generations, so it’s important for them to ramp up their money skills.
May 13, 2020
Does Your Financial Plan Fit on 1 Page? It Should. Here's How.
Does Your Financial Plan Fit on 1 Page? It Should. Here's How.
Software planning tools can be handy, but they can also be complex and end up steering you in the wrong direction. What may work better? A little face…
May 11, 2020
Animal Crossing: 9 Personal-Finance Lessons From Nintendo's Hit Game
Animal Crossing: 9 Personal-Finance Lessons From Nintendo's Hit Game
The video game Animal Crossing: New Horizons has become a sensation in short order.
May 8, 2020
To Succeed, Small-Business Owners Need to Put Their Own Finances First
To Succeed, Small-Business Owners Need to Put Their Own Finances First
Many business owners put everything they have into their businesses, and in doing so forget to make a plan for their own personal finances. That's a b…
May 8, 2020
How Retirees Can Protect their Portfolios
How Retirees Can Protect their Portfolios
Take these steps to help your retirement savings withstand the bear.
May 7, 2020
Too Many Financial Advisers 'Die with Their Boots On'
Too Many Financial Advisers 'Die with Their Boots On'
Does your financial adviser have a succession plan in place? Many don't, and that’s bad news for their clients. Here's what investors should do to pro…
April 29, 2020
Extra Time on Your Hands? Use it Wisely to Tackle Your Financial To-Do List
Extra Time on Your Hands? Use it Wisely to Tackle Your Financial To-Do List
If you're worried about losing your job or seeing your income fall (or if you're just bored!), there's no better time than now to do all you can to so…
April 16, 2020
Is Your Adviser Using Fintech To Better Serve You, or a Larger Roster of Clients?
Is Your Adviser Using Fintech To Better Serve You, or a Larger Roster of Clients?
Smart use of technology can free up your adviser to do more for you. From enhanced communication to personalized updates and coaching, be sure to get …
April 14, 2020
Time-Tested Tactics to Build Your Wealth
Time-Tested Tactics to Build Your Wealth
We have doled out a lot of good advice over the 70 years we’ve been publishing Kiplinger's Personal Finance magazine.
April 3, 2020