Financial Planning
Spend Without Worry in Retirement
Spend Without Worry in Retirement
Fears of running out of money prevent many retirees from tapping the nest egg they’ve worked a lifetime to save. With these strategies, you can genera…
August 30, 2021
How to Find a Lost Retirement Account
How to Find a Lost Retirement Account
A national database to find forgotten 401(k)s and pensions could be on the way, but savers should take action now to locate any missing retirement acc…
August 27, 2021
7 Financial Don’ts for Every Millennial
7 Financial Don’ts for Every Millennial
Here are the seven things that millennials should absolutely stop doing to get their financial plans on track.
August 8, 2021
I Inherited an IRA. Now What?
I Inherited an IRA. Now What?
Here’s what you should consider if you inherit money in either a traditional or a Roth IRA.
August 4, 2021
How Much Umbrella Insurance Do I Need?
How Much Umbrella Insurance Do I Need?
Having too much liability insurance is better than having too little. Use our calculator to determine how much umbrella coverage is right for you.
August 3, 2021
Subscribe to Kiplinger's Personal Finance
Be a smarter, better informed investor.
Long-Term Rates Will Edge Higher
Long-Term Rates Will Edge Higher
Yields on bank savings accounts will stay low. Home mortgage rates will remain affordable.
July 30, 2021
How to Give a First-Time Home Buyer a Hand
How to Give a First-Time Home Buyer a Hand
With home prices soaring, newbies may need financial help from their family. Here’s how to do it right.
July 30, 2021
How to Profit From ETFs
How to Profit From ETFs
Exchange-traded funds aren’t new, but they’re still red-hot. Here’s a detailed look at why you should consider these investment vehicles, for both you…
July 29, 2021
Older Adults Battle Long-Term Effects of COVID-19
Older Adults Battle Long-Term Effects of COVID-19
Seniors are more likely to suffer from long COVID, and it's unclear when, or even if, they will fully recover.
July 29, 2021
How to Boost Your Financial Savvy
How to Boost Your Financial Savvy
Women need to know how financial knowledge can help them take care of their families and themselves.
July 28, 2021
Fintech: The Bank Disrupters
Fintech: The Bank Disrupters
Fintechs offer mostly free accounts with tantalizing yields and slick features, but don’t expect much hand-holding.
July 25, 2021
The Financial Effects of Losing a Spouse
The Financial Effects of Losing a Spouse
Even amid grief, it's important to reassess your finances. With the loss of your spouse's income, you may find yourself in a lower tax bracket or that…
July 16, 2021
7 Things Medicare Doesn’t Cover
7 Things Medicare Doesn’t Cover
Medicare Part A and Part B leave some pretty significant gaps in your health-care coverage. Here's a closer look at what isn't covered by Medicare.
June 30, 2021
11 Costly Medicare Mistakes You Should Avoid Making
11 Costly Medicare Mistakes You Should Avoid Making
If you don't make the right choices to fill in the health coverage gaps, you could end up with high Medicare premiums and big out-of-pocket costs.
June 30, 2021
Healthcare Stocks Are Bargains Now
Healthcare Stocks Are Bargains Now
Healthcare shares are about as cheap as they have been in 40 years, yet expectations for earnings growth are strong.
June 24, 2021
Bank-Loan Funds Are in a Sweet Spot
Bank-Loan Funds Are in a Sweet Spot
They do well when rates are rising and the economy is strong.
June 24, 2021
How to Invest for a Higher-Tax Future
How to Invest for a Higher-Tax Future
Use these strategies to boost your after-tax returns.
June 24, 2021
Think Twice Before You Close a Credit Card
Think Twice Before You Close a Credit Card
Even if you’re no longer using it, closing an account could ding your credit score.
June 24, 2021
How Automatic Enrollment in 401(k)s Could Reshape Saving for Retirement
How Automatic Enrollment in 401(k)s Could Reshape Saving for Retirement
The SECURE Act 2.0 could require employers to automatically enroll eligible workers in retirement plans. If the legislation passes, there could be pro…
June 23, 2021
Earn 3.54% With Series I Bonds
Earn 3.54% With Series I Bonds
A savings or money market deposit account is best for quick cash, but I bonds can fit into a longer-term savings plan.
June 23, 2021
What Fee-Only Financial Advice Really Means – and Why It Matters
What Fee-Only Financial Advice Really Means – and Why It Matters
You’ve probably heard the term “fee-only financial adviser," but maybe you don’t quite grasp how that works or why it’s far better than the alternativ…
June 19, 2021
18 States With Scary Death Taxes
18 States With Scary Death Taxes
Federal estate taxes are no longer a problem for all but the extremely wealthy, but several states have their own estate taxes and inheritance taxes t…
June 17, 2021
2 Essential Strategies for Taking Your RMDs
2 Essential Strategies for Taking Your RMDs
Whether you need to take required minimum distributions to live or find them to be a nuisance, here are some tips to make the most of withdrawing thes…
June 10, 2021
8 Surprising Ways to Prosper From Annuities
8 Surprising Ways to Prosper From Annuities
You can use a fixed annuity to do more than just generate retirement income. These insurance contracts can also help you give to charity, leave money …
June 3, 2021
401(k)s: 10 Things You Must Know About These Retirement Savings Plans
401(k)s: 10 Things You Must Know About These Retirement Savings Plans
These accounts can be a great way to save for retirement while giving you a tax break now. But beware of the fees plan providers charge for 401(k)s.
June 1, 2021