Joelle Spear, CFP®
Joelle Spear joined Canby Financial Advisors in 2014 and became a partner in 2020. She likens every client's financial situation to a jigsaw puzzle and her role is to help them understand how the pieces fit together. To make financial planning more comprehensible — and sometimes even fun — she uses pictures to explain "the meaning behind the math." This helps to give clients a better picture of where they are today and what the future may look like.
She has an MBA with a finance concentration from Bentley University and is a CERTIFIED FINANCIAL PLANNER™ professional.
Securities and advisory services offered through Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Adviser.
Latest articles by Joelle Spear, CFP®
Estate Planning Checklist: Five Tasks to Prioritize
estate planning Doing these things now, while you’re still physically and mentally healthy, will make things considerably easier for you and your loved ones when the time comes.
Perplexed by the Gift Tax? Here Are Answers to 10 Common Questions
taxes Generous gifts can sometimes come with tax consequences, but in general, only very wealthy people need to worry about gift taxes. Still, there could be IRS paperwork involved.
By Joelle Spear, CFP® Last updatedtaxes
Medicare Checklist: Avoid Costly Enrollment Mistakes
When you sign up for each part of Medicare matters, as one man's recently publicized issue shows. This enrollment checklist flags important info you need to know.
By Joelle Spear, CFP® Published
Healthcare Cost Basics: What They Are and Ways to Save
health insurance From premiums to co-pays and co-insurance, healthcare is one savings goal you can’t afford to ignore. Understanding how high-deductible health plans and HSAs work may help.
By Joelle Spear, CFP® Publishedhealth insurance
Hiring a Nanny, Housekeeper or Caregiver? Financial Tips for Household Employers
taxes Thinking about hiring a nanny, housekeeper or caregiver? Make sure you understand your obligations as a household employer as far as taxes, payroll, W-2s and even insurance go.
By Joelle Spear, CFP® Publishedtaxes
A Financial Adviser Shops for Her Own Disability Insurance
Smart Buying Follow along to learn about the decision-making process for how much and what kind of coverage you might need for yourself.
By Joelle Spear, CFP® PublishedSmart Buying
Selling Your Stuff: The Tax Dimension
taxable income Thinking about clearing out your collectibles or selling off the antique furniture Grandma left you? Be careful, because the IRS may want a cut of your windfall.
By Joelle Spear, CFP® Publishedtaxable income
Choosing a Financial Adviser: The Fiduciary Dimension
Financial Planning Do you know what a fiduciary is? Is the financial professional you're working with a fiduciary? Here's how to find out, and why it's important to know.
By Joelle Spear, CFP® PublishedFinancial Planning
Thwarting the Robocaller Invasion
Scams Consumers have an array of weapons at their disposal in the fight to help keep those infuriating interruptions at bay.
By Joelle Spear, CFP® PublishedScams