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What Grandparents Need to Know About Using Savings Bonds for a Grandchild’s Education
What Grandparents Need to Know About Using Savings Bonds for a Grandchild’s Education
It’s not easy, but grandparents can avoid a tax bill when redeeming savings bonds to pay for a grandchild’s college costs.
February 18, 2020
Health Plans for Early Retirees
Health Plans for Early Retirees
Finding coverage until Medicare kicks in isn’t hard, but policies can be pricey.
November 9, 2019
Does Rental Income Count for IRA Contributions?
Does Rental Income Count for IRA Contributions?
Rental income is considered "passive," and traditional and Roth IRA contributions must come from "active" income, or compensation from working.
November 9, 2019
Documents that Parents and College Students Need
Documents that Parents and College Students Need
Here are a few documents that families will need if parents are to remain involved in the medical and financial affairs of a child who has reached adu…
October 28, 2019
How Teens Can Start Investing Through a Roth IRA
How Teens Can Start Investing Through a Roth IRA
By beginning to invest in a Roth IRA at an early age, today’s teens can become tomorrow’s millionaires.
October 3, 2019
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Pushing the FDIC $250,000 Limit
Pushing the FDIC $250,000 Limit
If your bank or credit union balance exceeds the limit, you can still be covered by FDIC insurance with planning.
September 16, 2019
Do Global Funds Have a Place in Your Portfolio?
Do Global Funds Have a Place in Your Portfolio?
A global fund provides exposure to U.S. and foreign stocks, including shares of companies in emerging markets.
September 16, 2019
HSA Investing When You're Over 65
HSA Investing When You're Over 65
Older savers should revisit the investment mix in their health savings account as their tolerance for risk falls and their health care spending rises.
August 29, 2019
What Being an "Authorized User" Does to Your Credit Score
What Being an "Authorized User" Does to Your Credit Score
An adult child's credit score may dip–or even rise–after he or she is removed as an authorized user of a parent's credit card.
August 29, 2019
Why Stocks Are Best Held in a Roth IRA
Why Stocks Are Best Held in a Roth IRA
Holding stocks in a Roth IRA makes the most of this tax-free account's features.
August 29, 2019
How to Maximize Social Security Through Spousal Benefits
How to Maximize Social Security Through Spousal Benefits
Spouses born before 1954 can still take advantage of a strategy to boost Social Security retirement benefits.
August 28, 2019
How Long You Must Wait to Make Penalty-Free Withdrawals After Converting to a Roth IRA
How Long You Must Wait to Make Penalty-Free Withdrawals After Converting to a Roth IRA
The timing of converting money from a traditional IRA to a Roth can affect how long you must wait before you’re allowed to withdraw money without pena…
August 21, 2019
How to Use a Grandparent’s 529 Account to Reimburse College Expenses
How to Use a Grandparent’s 529 Account to Reimburse College Expenses
Through timely withdrawals and good recordkeeping, a grandparent’s 529 college-savings plan can help families recoup money spent on college.
July 23, 2019
How to Find Buyers for Your Baseball Card Collection
How to Find Buyers for Your Baseball Card Collection
The first step to selling baseball cards is finding out the value of what you own.
July 19, 2019
How to Find the Right Online Bank for You
How to Find the Right Online Bank for You
The higher interest rates offered by online banks sure are tempting, but do your research first.
July 5, 2019
How to Protect Your Home From Deed Theft
How to Protect Your Home From Deed Theft
You don’t need to pay a company to protect you from criminals who put their names on your home title. You can protect yourself for free with these ste…
June 27, 2019
When Your Credit Card’s Travel Insurance Coverage Isn’t Enough
When Your Credit Card’s Travel Insurance Coverage Isn’t Enough
Many credit cards offer travel insurance as a perk, but the limited coverage may not be adequate if you are taking an expensive trip.
June 26, 2019
Why Your Investment Return May Differ From the Fund Company's Returns
Why Your Investment Return May Differ From the Fund Company's Returns
The amount you invest, the timing and the price you paid for the shares will determine your return when investing in a mutual fund.
May 17, 2019
How to Add Treasury Bonds, Bills and Notes to an IRA
How to Add Treasury Bonds, Bills and Notes to an IRA
While you can't use the government's TreasuryDirect website to buy Treasury securities for your IRA, there are other ways to get the securities online…
May 16, 2019
Why Your Credit Score May Drop When You Shop for a New Phone Plan
Why Your Credit Score May Drop When You Shop for a New Phone Plan
Wireless carriers often use a scoring system that differs from the traditional credit score when it reviews new mobile customers.
May 15, 2019
How to Avoid Required Distributions from a Roth 401(k)
How to Avoid Required Distributions from a Roth 401(k)
Rolling a Roth 401(k) into a Roth IRA can eliminate required distributions for investors who want their money to continue to grow tax-free.
May 13, 2019