How to Live Frugally Without Skipping Starbucks

Everyone's heard of how you can save a ton of money over time by cutting out splurges like fancy coffee drinks. But there's a much more lucrative target you should consider instead: Your phone.

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Here’s a question: Where is your phone right now?

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This article was written by and presents the views of our contributing adviser, not the Kiplinger editorial staff. You can check adviser records with the SEC or with FINRA.

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Sean McDonnell, CFP®
Financial Adviser, Advance Capital Management

Sean McDonnell, CFP®, is a financial adviser at Advance Capital Management, an independent registered investment adviser based in Southfield, Mich. He works closely with clients to create and implement customized financial plans, as well as provides a wide range of services, including: investment and 401(k) management, retirement planning and tax strategies.