The Life-Changing Magic of Tidying Up
One of the best personal finance books out there isn't a personal finance book.
- Author: Marie Kondo
 - Publisher: Potter/TenSpeed/Harmony, 224 pages
 
One of the best personal finance books out there isn't a personal finance book. Kondo espouses a unique form of minimalism that boils down to owning only the things that "spark joy." For starters, readers are encouraged to take every piece of clothing they own, pile it on the floor and then go through that pile piece by piece, asking yourself as you touch each item, does this make me happy? If not, find a new home for it. But the real eye-opener when you perform this simple task is that pile of clothes isn't just a pile of clothes: It's a pile of wasted money -- money that could have gone into your retirement savings or toward a dream vacation. You find yourself looking at that mountain of jeans and sweaters and T-shirts and thinking, if only I hadn't bought all that, I would be that much closer to retirement.
Kondo also shares how to organize and care for what you've bought with your hard-earned money. And who doesn't think more clearly, and possibly make better decisions, in a nice, clean, organized space? After you read the book and follow the plan, carry that thinking with you, and before you open your wallet, ask yourself, will this product bring me joy? Or maybe better yet: Will this bring me more joy than a happy retirement?
From just $107.88 $24.99 for Kiplinger Personal Finance
Be a smarter, better informed investor.
Sign up for Kiplinger’s Free Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
Visit the Kiplinger Bookshelf
Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more. Delivered daily. Enter your email in the box and click Sign Me Up.

- 
Four Spa Retreats for Well-Heeled RetireesWe hand-picked these U.S. spa retreats for their serenity, amenities and dedication to the comfort of older travelers. All are located in the Continental U.S.
 - 
Four Military Benefits That Have Helped My FamilyMilitary life can be challenging for servicemembers and their families, but they're offered some significant financial benefits to help cushion the blow.
 
- 
What Does Medicare Not Cover? Eight Things You Should KnowMedicare Part A and Part B leave gaps in your healthcare coverage. But Medicare Advantage has problems, too.
 - 
Five Books About Retirement to Prepare You for Your Golden YearsThese books about retirement will help prepare you for your next stage through fiction and nonfiction. What's more, they are great reads!
 - 
Your Guide to Open Enrollment 2023Employee Benefits Health care costs continue to climb, but subsidies will make some plans more affordable.
 - 
Starting Today, Hearing Aids May be Sold Over the CounterHealthy Living on a Budget The White House estimates people will save nearly $3,000 by not having to get them through a medical professional.
 - 
Retirees, Here Are 3 Paths for Getting Vision InsuranceHealthy Living on a Budget Medicare Part B's restrictive coverage of vision care means you'll have to find a different route to get the right insurance. Here's some guidance.
 - 
Billed for a COVID-19 Vaccine? Don't PayHealthy Living on a Budget If you are charged, it's an error. Call your provider directly and dispute the fees.
 - 
Food Delivery Apps: We Compare 4 of the BiggestTechnology These apps offer convenience but vary in costs and customer service. Here’s how Uber Eats, Grubhub, DoorDash and Postmates compare to each other.
 - 
Exercise Saves Seniors Money on Health CareHealthy Living on a Budget Adults who increase their physical activity pay hundreds less per year for health care, a new study shows.