How to Find the Best Medicare Drug Plan for You for 2019

Use these search tips to navigate the Medicare Plan Finder tool.

(Image credit: shironosov)

Question: You've mentioned that the Medicare Plan Finder tool at is a great way to compare Medicare Part D plans, but the tool seems complicated to use. Do you have any tips for navigating this online resource?

Answer: Yes, the Plan Finder tool at can be a bit complicated, but the tips below can make it easier to use. And the tool remains the best way to search for Medicare Part D plans, which cover prescription drugs under traditional Medicare. It lists the premiums for all of the plans available in your area and provides personalized information about the out-of-pocket costs you’d pay for your drugs. It also adds up the total cost of premiums and co-payments for your drugs for each plan over the year.

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Kimberly Lankford
Contributing Editor, Kiplinger's Personal Finance

As the "Ask Kim" columnist for Kiplinger's Personal Finance, Lankford receives hundreds of personal finance questions from readers every month. She is the author of Rescue Your Financial Life (McGraw-Hill, 2003), The Insurance Maze: How You Can Save Money on Insurance -- and Still Get the Coverage You Need (Kaplan, 2006), Kiplinger's Ask Kim for Money Smart Solutions (Kaplan, 2007) and The Kiplinger/BBB Personal Finance Guide for Military Families. She is frequently featured as a financial expert on television and radio, including NBC's Today Show, CNN, CNBC and National Public Radio.