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Instead of giving kids toys and video games, open a 529 college savings plan or student loan savings account for them and contribute to it.
You might think there's no escaping the high—and still rising—cost of college. But at some schools, the cost of tuition rings up as zilch, zero, nada.
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The answer can depend on whether they live in a dorm or off-campus.
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5 Years From Now, You'll Probably Wish You Grabbed These Stocks