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long term care

Even in Good Times, a ‘Silent Stalker’ Can Raid Your Retirement Plan
long term care insurance

Even in Good Times, a ‘Silent Stalker’ Can Raid Your Retirement Plan

Chances are you or your spouse will need long-term care at some point … and it isn’t cheap. A look at the options reveals one interesting possibility:…
July 14, 2020
What to Know Before Purchasing a Long-Term Care Rider
life insurance

What to Know Before Purchasing a Long-Term Care Rider

Do you know the difference between a long-term care rider and chronic illness rider? Section 7702B and Section 101(g)? If you're contemplating a life …
September 27, 2019
Deduct Expenses for Long-Term Care on Your Tax Return
long term care

Deduct Expenses for Long-Term Care on Your Tax Return

The IRS allows some limited tax breaks on medical expenses and insurance premiums related to long-term care.
September 4, 2019
Does It Makes Sense to Buy Hybrid Long-Term Care Insurance?
long term care

Does It Makes Sense to Buy Hybrid Long-Term Care Insurance?

For well-off people in particular, this alternative to traditional policies or the option of self-insuring could be an attractive possibility.
April 30, 2019
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How to Afford Long-Term Care
long term care

How to Afford Long-Term Care

Your options range from conventional coverage to tapping your life insurance benefits.
January 31, 2019

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How Couples Can Share Long-Term-Care Benefits
long term care insurance

How Couples Can Share Long-Term-Care Benefits

Spouses can choose a long-term-care policy with “shared” coverage, giving them a pool of benefits that they can split.
June 15, 2018
Using a Health Savings Account to Pay for Long-Term-Care Insurance
long term care

Using a Health Savings Account to Pay for Long-Term-Care Insurance

You can tap an HSA to pay for long-term-care insurance, but the amount you can withdraw tax-free depends on your age.
March 7, 2018
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6 Options to Fund Long-Term Care in Retirement
long term care

6 Options to Fund Long-Term Care in Retirement

It's not fun to think about, but if you boil down your choices a bit, making a plan for what could easily cost several thousand per month becomes less…
February 28, 2018
The Impossible Reality of Long-Term Care Planning
long term care

The Impossible Reality of Long-Term Care Planning

Unless you're very rich or very poor, you should be looking into all of the long-term care possibilities out there. Because of the costs and complexit…
January 2, 2018
Hybrid Insurance Policies Gaining Steam
long term care

Hybrid Insurance Policies Gaining Steam

If you can't afford traditional long-term-care insurance, a new strategy that combines life insurance with long-term-care benefits may be more practic…
January 18, 2017
Options for Dealing With Rising Long-Term-Care Insurance Premiums
long term care

Options for Dealing With Rising Long-Term-Care Insurance Premiums

Buffeted by huge rate hikes, most policyholders are choosing to trim their coverage.
June 6, 2016
4 Secrets to Buying Long-Term-Care Insurance
long term care

4 Secrets to Buying Long-Term-Care Insurance

Policies are rising in price, while benefits are getting skimpier. Here's how to get the best deal for you.
April 27, 2015
Deducting Long-Term-Care Premiums
long term care

Deducting Long-Term-Care Premiums

For most policies, a portion of the premiums counts toward deductible medical expenses.
February 18, 2015
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How to Buy Long-Term-Care Insurance
long term care insurance

How to Buy Long-Term-Care Insurance

When to get it, how much you need and ways to cut the cost.
January 6, 2015
What You Must Know About Medicaid and Long-Term Care
long term care insurance

What You Must Know About Medicaid and Long-Term Care

Medicaid pays for nursing-home care for those with little to no income and assets.
November 14, 2014
Paying Long-Term-Care Premiums With HSA Money
long term care

Paying Long-Term-Care Premiums With HSA Money

The amount you can withdraw from a health savings account tax-free to pay premiums depends on your age.
July 8, 2014
Options for Covering Long-Term-Care Costs
options

Options for Covering Long-Term-Care Costs

Facing scaled-back benefits and premium hikes, baby boomers can use several strategies to help cover future costs.
April 23, 2014
Long-Term-Care Coverage With an Asset-Protection Twist
long term care

Long-Term-Care Coverage With an Asset-Protection Twist

A “partnership-eligible” policy may allow you to keep more of your assets if you eventually need to rely on Medicaid.
March 25, 2014
Buying Long-Term-Care Coverage for a Parent
long term care

Buying Long-Term-Care Coverage for a Parent

It's a smart move. But do it while your parents are still relatively healthy.
November 13, 2013
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3 Steps to Take Before Filing a Long-Term-Care Insurance Claim
long term care

3 Steps to Take Before Filing a Long-Term-Care Insurance Claim

To avoid a claim denial, make sure you understand what the policy covers.
September 4, 2013
Should I Buy Long-Term-Care Insurance, or Self-Insure?
long term care

Should I Buy Long-Term-Care Insurance, or Self-Insure?

Editor’s note: This is one of the 20 tough financial questions posed in the “Do This or That?” cover story in the September 2011 issue of Kiplinger’s …
August 31, 2011
Sign up for the Federal Long-Term-Care Insurance Program?
long term care

Sign up for the Federal Long-Term-Care Insurance Program?

Federal employees should compare their options before enrolling in the nation's largest group plan.
May 27, 2011
MetLife to Stop Selling Long-Term-Care Insurance
long term care

MetLife to Stop Selling Long-Term-Care Insurance

However, it will continue to service existing policies.
November 17, 2010
Use Annuities to Pay for Long-Term Care
long term care

Use Annuities to Pay for Long-Term Care

Individuals can now use proceeds from some annuities tax-free to pay premiums for long-term-care insurance.
September 30, 2010
States That Offer Long-Term Care Partnerships
long term care

States That Offer Long-Term Care Partnerships

Check these resources to see if your state offers a partnership program.
September 12, 2009