Hans Scheil, CFP®, CLU®, ChFC®, CASL®, CLTC®
Hans "John" Scheil, CFP®, CLU®, ChFC®, CASL®, is the founder and CEO of Cardinal Advisors, a retirement planning firm based in Durham, North Carolina. With over 40 years in the financial services industry, he specializes in Social Security optimization, Medicare planning, long-term care strategies, tax planning, retirement income planning and estate planning for retirees, and holds life and health insurance licenses in all 50 states and the District of Columbia.
Hans is the author of The Complete Cardinal Guide to Planning For and Living in Retirement and its companion workbook, both built around real client stories that illustrate how retirees can navigate Social Security, Medicare, taxes and income planning decisions. He also hosts Cardinal's Finishing Well radio show and shares educational content on these topics through Cardinal Advisors' YouTube channel.
Hans holds a BS from Northern Illinois University and an MS in Management from The American College of Financial Services.
Phone: 919-535-8261 | Email: Hans@CardinalGuide.com | Website: CardinalGuide.com
Latest articles by Hans Scheil, CFP®, CLU®, ChFC®, CASL®, CLTC®
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Medicare Supplement Rates: How to Save MoneyYour Medigap plan could be much cheaper with another carrier. It's easier than you might think to switch — but beware of the timing trap that can trip you up.
By Hans Scheil, CFP®, CLU®, ChFC®, CASL®, CLTC®
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The Social Security Number Most Couples Never Calculate"Wait until 70" is good advice on maximizing Social Security for a single person, but married couples need a different number. Do you know how to do the math?
By Hans Scheil, CFP®, CLU®, ChFC®, CASL®, CLTC®
