How to Create a Secure, Easy-to-Remember Password

Forget sign-ons that look like hieroglyphics. You can beat hackers with simple words and phrases.

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Security experts have warned for years that to protect our online accounts we need to change passwords frequently and make sure that those passwords are "complex"—meaning filled with letters, numbers and random characters. But that advice may have done more harm than good. Such passwords are nearly impossible to remember (try recalling something like "Tri3cer&top$"). So many people continue to rely on weak passwords, such as "123456," "password" and "qwerty."

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Kaitlin Pitsker
Associate Editor, Kiplinger's Personal Finance
Pitsker joined Kiplinger in the summer of 2012. Previously, she interned at the Post-Standard newspaper in Syracuse, N.Y., and with Chronogram magazine in Kingston, N.Y. She holds a BS in magazine journalism from Syracuse University's S.I. Newhouse School of Public Communications.