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    Considering Annuities? Here’s What to Keep in Mind

    It takes time and effort to understand the many different types of annuities that are available and whether they’re right for you. You can start here.

    • CD or Money Market: Where to Stash Your Cash

    • What Happens When Student Loan Payments Resume?

    • Credit Reports Are Now Permanently Free Weekly

    • How the New EV Tax Credit Works for 2023

      Tax Credit
    • Mortgage Demand Ticks Up for First Time in 3 Weeks

    • Is High-Yield Savings Account Interest Taxable?

      Savings Accounts

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    Investing

    Smiling homeowners sit on the front porch of their house together.

    Why Houses Make for Terrible Wealth Transfer Vehicles

    Home may be where the heart is, but after it’s inherited, it’s where heirs have to manage upkeep and deal with family conflicts related to what to do with it. What should parents do instead?

    retirement
    • A business owner looks thoughtful while sitting at a table and using a laptop.

      You’ve Just Sold Your Business: Now What?

      The transition into a new phase of life after selling your baby can be difficult, especially if you were reluctant to sell, but here’s how to refocus.

      By Dennis D. Coughlin, CFP, AIF Published 25 September 23

      business
    • two highway signs with turn arrows pointing in opposite directions

      Should I Trade Stocks or Options?

      Answering the question "should I trade stocks or options" will depend on your own risk tolerance, investing objectives and understanding of market dynamics.

      By Jared Hoffmann Published 24 September 23

      Stocks
    • An older couple stand arm in arm on the beach and watch the sun set.

      This Is How You Can Be a Snowbird in Retirement

      There’s a lot to consider, and warm weather shouldn’t be the only deciding factor. For instance, will you rent or buy? What’s the tax and health care situation?

      By Tony Drake, CFP®, Investment Advisor Representative Published 24 September 23

      retirement
    VIEW MORE

    Personal Finance

    Woman holding piggybank while pointing to large coins.

    Will Savings Rates Keep Going Up in 2023?

    National savings rates have been rising steadily since March 2022, but that could soon change. Should you switch now?

    Savings
    • Woman with laptop analyzes investment growth.

      CD Rates Are High, Shop Around to Get the Best Returns

      High-interest CD rates are back — shop around for the best 5%+ deals.

      By Erin Bendig Last updated 25 September 23

      Cd-rates
    • Piggy Bank

      Best No-Fee High-Yield Savings Rates

      Consider opening a no-fee high-yield savings account if you want a competitive rate for your cash with no strings attached.

      By Erin Bendig Last updated 25 September 23

      Savings-accounts
    • Cash

      Top Money Market Accounts

      Money market accounts are interest-bearing accounts at a bank or credit union, typically paying high interest rates. Here are the best ones right now.

      By Erin Bendig Last updated 25 September 23

      Savings
    VIEW MORE

    Meet Kiplinger's Experts

    • Alexandra Svokos

      Alexandra Svokos

      Senior Digital Editor
    • Karee Venema

      Karee Venema

      Investing editor and options expert
    • Dan Burrows

      Dan Burrows

      Senior investing writer and markets expert
    • Kelley Taylor

      Kelley Taylor

      Senior Tax Editor
    • Ellen Kennedy

      Ellen Kennedy

      ESG and personal finance editor
    • Erin Bendig

      Erin Bendig

      Personal Finance Writer

    Taxes

    flying money over landscape

    $785M Powerball Jackpot Winner Will Get a Hefty Tax Bill

    Lottery Taxes Whenever someone wins Powerball, the federal government gets a chunk of the prize from taxes.

    taxes
    • picture of a man standing in front of a destroyed house

      How tax laws can help you if you're a victim of a hurricane, wildfire or other federally declared disaster

      Kiplinger Tax Letter Did you know that some losses — attributable to federally declared disasters — can be deducted, in addition to the tax filing and payment extensions?

      By Joy Taylor Published 23 September 23

      taxes
    • picture of a Form 1040x with a pen and calculator

      How Long to Keep Tax Returns and Records? Kiplinger Tax Letter

      Kiplinger Tax Letter The answer depends on what type of document and the kinds of transactions you engage in.

      By Joy Taylor Published 22 September 23

      taxes
    • IRS building

      IRS Won’t Process New Employee Retention Credit (ERC) Tax Credit Claims in 2023

      Tax Credits Due to an alarming amount of fraud, the IRS has stopped processing new ERC tax credit claims.

      By Kelley R. Taylor Last updated 21 September 23

      taxes
    VIEW MORE

    Kiplinger Advisor Collective

    A woman looks at her phone against the backdrop of nighttime city lights.

    How Leveraging Tech Tools Can Improve Your Financial Management and Literacy

    Here’s why technology can be one of the best guides for your financial journey.

    • A woman puts her face in her hands while sitting in front of her laptop at a table.

      Struggling to Understand Your Employee Benefits Package? Six Ways to Make Sense of It

      Taking a few key steps can help you both better understand and utilize your employee benefits.

      By Kiplinger Advisor Collective Published 31 August 23

    • A businessman carrying a closed laptop walks outside a building while looking at his phone.

      Three Ways Business Owners Can Evaluate Financial Risk

      Financial risks can be mitigated by good internal controls and procedures.

      By Angela Ruth Published 29 August 23

    • A man sits on the floor in front of the sofa where a woman sits as they look at a laptop and paperwork together.

      Understanding the Basics of Investment Taxation and Optimizing Your Returns

      Here are a few tax implications to consider as you dive into investing.

      By Justin Donald Published 24 August 23

    VIEW ALL FROM THE KIPLINGER ADVISOR COLLECTIVE

    Retirement

    Smiling homeowners sit on the front porch of their house together.

    Why Houses Make for Terrible Wealth Transfer Vehicles

    Home may be where the heart is, but after it’s inherited, it’s where heirs have to manage upkeep and deal with family conflicts related to what to do with it. What should parents do instead?

    retirement
    • An older couple stand arm in arm on the beach and watch the sun set.

      This Is How You Can Be a Snowbird in Retirement

      There’s a lot to consider, and warm weather shouldn’t be the only deciding factor. For instance, will you rent or buy? What’s the tax and health care situation?

      By Tony Drake, CFP®, Investment Advisor Representative Published 24 September 23

      retirement
    • A man looks worried as he clasps his hands in front of his chin.

      Inflation and Retirement: Five Ways to Soothe Your Worries

      Sometimes you can deal with inflation and economic turbulence by not doing anything at all, but there are considerations for retirement savers to keep in mind.

      By Michael J. Faust, CFA Published 21 September 23

      retirement
    • An older couple looks at paperwork while sitting at their dining room table.

      Remember: Retirement Accounts Are Not All Taxed the Same

      How you handle your pre-tax and after-tax accounts can make a big difference in your income in retirement and the legacy you leave.

      By Jerry Golden, Investment Adviser Representative Published 21 September 23

      retirement
    VIEW MORE

    Economic Forecasts

    Shoppers with shopping cart and bags

    Kiplinger's Retail Outlook: Consumer Spending Likely to Ease

    Economic Forecasts Consumer spending is still rising after the Prime Day surge but should start to slow.

    Economic Forecasts
    • Military drone in the sky at sunset.

      Investments In U.S.-Made Drone Technology Are Gaining Strength — The Kiplinger Letter

      The Kiplinger Letter The U.S.-Made drone aircraft, software sector has been boosted by a crackdown on Chinese drones amid security concerns.

      By John Miley Published 17 September 23

      The Kiplinger Letter
    • Doctor examining patient.

      COVID Hospitalization Rates See an Uptick As Winter Looms — The Kiplinger Letter

      The Kiplinger Letter A new Omicron booster is available, but the elderly are still at risk and winter is right around the corner.

      By David Payne Published 16 September 23

      The Kiplinger Letter
    • Panoramic image of the Capitol of the United States in morning light.

      Congress Races to Pass a Spending Bill as a Gov. Shutdown Looms — The Kiplinger Letter

      The Kiplinger Letter McCarthy faces push-back from Congress and moderate House Republicans as they move to avoid a Gov. shutdown

      By Sean Lengell Published 15 September 23

      The Kiplinger Letter
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