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Vanguard Conservative ETF Portfolio

September 2016

This recommended investment portfolio is one of 20+ mutual fund portfolios that we've assembled for investors with different time horizons and risk-tolerance levels to consider. Visit our Portfolio Finder to see them all.

 
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Vanguard Conservative ETF Portfolio

Based on the Kiplinger ETF 20, our favorite exchange-traded funds.
 40% Stocks |  60% Bonds | 


 Data through August 30, 2018

FUND NAME SYMBOL % OF
PORTFOLIO
YTD
RETURN
1-YR
RETURN
3-YR
RETURN
5-YR
RETURN
10-YR
RETURN
MAX LOAD EXPENSE RATIO
BondVanguard Total Bond Market Index ETFBND15%-1.08%-1.2%1.73%2.42%3.65%none%0.05%
BondVanguard Total International Bond Index Fund ETF SharesBNDX51.321.963.153.85none0.11
StockVanguard Small Cap ETFVB512.7923.7615.1713.0711.43none0.05
BondVanguard Intermediate-Term Corporate Bond Index Fund ETF SharesVCIT40-1.69-1.623.213.87none0.07
StockVanguard Total Stock Market ETFVTI2010.4420.3215.8514.2310.98none0.04
StockVanguard Total International Stock Index Fund ETF SharesVXUS10-3.393.128.395.873.68none0.11
StockVanguard High Dividend Yield ETFVYM53.7613.5914.3412.4610.39none0.08
   1001.815.517.196.814.21 0.07
** Closed to new investors. # Closed to new investors; other share classes are available.
r Maximum redemption fee charged when you sell shares. s Front-end load; redemption fee may apply.
— Fund has not existed for the specified time. Source: Morningstar, Inc..

This portfolio is for Vanguard clients who want some growth but don't want too much stock-market risk — ETFs holding high-quality corporate and governent bonds make up the largest share of the pie.

If you want to cut risk even more, drop the small-cap ETF and cut the allocation to the foreign-stock ETF to 5%.

These Vanguard-sponsored ETFs won't cost you a penny to trade if you have a Vanguard brokerage account.