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Vanguard Conservative ETF Portfolio

September 2016

This recommended investment portfolio is one of 20+ mutual fund portfolios that we've assembled for investors with different time horizons and risk-tolerance levels to consider. Visit our Portfolio Finder to see them all.

 
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Vanguard Conservative ETF Portfolio

Based on the Kiplinger ETF 20, our favorite exchange-traded funds.
 40% Stocks |  60% Bonds | 


 Data through October 31, 2017

FUND NAME SYMBOL % OF
PORTFOLIO
YTD
RETURN
1-YR
RETURN
3-YR
RETURN
5-YR
RETURN
10-YR
RETURN
MAX LOAD EXPENSE RATIO
BondVanguard Total Bond Market Index ETFBND15%3.28%0.8%2.35%1.96%4.13%none%0.05%
BondVanguard Total International Bond Index Fund ETF SharesBNDX51.981.193.22none0.12
StockVanguard Small Cap ETFVB512.3224.289.414.628.47none0.06
BondVanguard Intermediate-Term Corporate Bond Index Fund ETF SharesVCIT405.392.534.013.42none0.07
StockVanguard Total Stock Market ETFVTI2016.4123.9310.4915.087.72none0.04
StockVanguard Total International Stock Index Fund ETF SharesVXUS1023.9723.766.087.780.93none0.11
StockVanguard High Dividend Yield ETFVYM511.419.469.9514.037.54none0.08
   1009.6210.545.796.893.05 0.07
** Closed to new investors. # Closed to new investors; other share classes are available.
r Maximum redemption fee charged when you sell shares. s Front-end load; redemption fee may apply.
— Fund has not existed for the specified time. Source: Morningstar, Inc..

This portfolio is for Vanguard clients who want some growth but don't want too much stock-market risk — ETFs holding high-quality corporate and governent bonds make up the largest share of the pie.

If you want to cut risk even more, drop the small-cap ETF and cut the allocation to the foreign-stock ETF to 5%.

These Vanguard-sponsored ETFs won't cost you a penny to trade if you have a Vanguard brokerage account.