Tool

Vanguard Conservative ETF Portfolio

September 2016

This recommended investment portfolio is one of 20+ mutual fund portfolios that we've assembled for investors with different time horizons and risk-tolerance levels to consider. Visit our Portfolio Finder to see them all.

 
View Another Investment Portfolio:

 

Vanguard Conservative ETF Portfolio

Based on the Kiplinger ETF 20, our favorite exchange-traded funds.
 40% Stocks |  60% Bonds | 


 Data through December 31, 2017

FUND NAME SYMBOL % OF
PORTFOLIO
YTD
RETURN
1-YR
RETURN
3-YR
RETURN
5-YR
RETURN
10-YR
RETURN
MAX LOAD EXPENSE RATIO
BondVanguard Total Bond Market Index ETFBND15%3.58%3.58%2.17%2.03%3.94%none%0.05%
BondVanguard Total International Bond Index Fund ETF SharesBNDX52.42.42.71none0.11
StockVanguard Small Cap ETFVB516.2416.249.8314.449.68none0.06
BondVanguard Intermediate-Term Corporate Bond Index Fund ETF SharesVCIT405.55.53.873.41none0.07
StockVanguard Total Stock Market ETFVTI2021.1621.1611.0815.558.72none0.04
StockVanguard Total International Stock Index Fund ETF SharesVXUS1027.5227.528.527.121.92none0.11
StockVanguard High Dividend Yield ETFVYM516.4216.4210.9315.078.6none0.08
   10011.4711.476.136.953.43 0.07
** Closed to new investors. # Closed to new investors; other share classes are available.
r Maximum redemption fee charged when you sell shares. s Front-end load; redemption fee may apply.
— Fund has not existed for the specified time. Source: Morningstar, Inc..

This portfolio is for Vanguard clients who want some growth but don't want too much stock-market risk — ETFs holding high-quality corporate and governent bonds make up the largest share of the pie.

If you want to cut risk even more, drop the small-cap ETF and cut the allocation to the foreign-stock ETF to 5%.

These Vanguard-sponsored ETFs won't cost you a penny to trade if you have a Vanguard brokerage account.