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Lower Risk, Lower Yield Mutual Fund Portfolio

February 2017

This recommended investment portfolio is one of 20+ mutual fund portfolios that we've assembled for investors with different time horizons and risk-tolerance levels to consider. Visit our Portfolio Finder to see them all.

 
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Lower Risk, Lower Yield Mutual Fund Portfolio

How do you invest for income when rates are rising? Start by playing it safe.
 35% Stocks |  45% Bonds |  20% Alternative | 


 Data through December 31, 2017

FUND NAME SYMBOL % OF
PORTFOLIO
YTD
RETURN
1-YR
RETURN
3-YR
RETURN
5-YR
RETURN
10-YR
RETURN
MAX LOAD EXPENSE RATIO
StockAmerican Century Utilities InvBULIX25%0.62%0.62%5.14%10.54%5.3%none%0.67%
AlternativeFidelity Floating Rate High Income+FFRHX203.923.924.133.334.04none0.69
BondFidelity High IncomeSPHIX208.598.596.025.237.26none0.72
BondVanguard Short-Term Investment-Grade InvVFSTX252.032.031.921.72.85none0.2
StockVanguard REIT Index InvVGSIX104.834.835.19.17.5none0.26
   1003.653.654.315.75.05 0.53
** Closed to new investors. # Closed to new investors; other share classes are available.
r Maximum redemption fee charged when you sell shares. s Front-end load; redemption fee may apply.
— Fund has not existed for the specified time. Source: Morningstar, Inc..

We put 25% in short-term corporate bonds. Their main mission is to provide stability and a bit of income. We then added funds to create a diverse income stream from investments such as junk bonds, utilities and floating-rate bank loans.