Tool

Lower Risk, Lower Yield Mutual Fund Portfolio

February 2017

This recommended investment portfolio is one of 20+ mutual fund portfolios that we've assembled for investors with different time horizons and risk-tolerance levels to consider. Visit our Portfolio Finder to see them all.

 
View Another Investment Portfolio:

 

Lower Risk, Lower Yield Mutual Fund Portfolio

How do you invest for income when rates are rising? Start by playing it safe.
 35% Stocks |  45% Bonds |  20% Alternative | 


 Data through August 30, 2018

FUND NAME SYMBOL % OF
PORTFOLIO
YTD
RETURN
1-YR
RETURN
3-YR
RETURN
5-YR
RETURN
10-YR
RETURN
MAX LOAD EXPENSE RATIO
StockAmerican Century Utilities InvBULIX25%3.36%0.79%9.47%8.81%7.01%none%0.67%
AlternativeFidelity Floating Rate High Income+FFRHX202.834.334.623.454.22none0.69
BondFidelity High IncomeSPHIX202.444.596.765.317.51none0.7
BondVanguard Short-Term Investment-Grade InvVFSTX250.280.061.721.822.77none0.2
StockVanguard REIT Index InvVGSIX103.134.48.889.827.63none0.26
   1002.282.455.965.395.54 0.53
** Closed to new investors. # Closed to new investors; other share classes are available.
r Maximum redemption fee charged when you sell shares. s Front-end load; redemption fee may apply.
— Fund has not existed for the specified time. Source: Morningstar, Inc..

We put 25% in short-term corporate bonds. Their main mission is to provide stability and a bit of income. We then added funds to create a diverse income stream from investments such as junk bonds, utilities and floating-rate bank loans.