Tool

Kiplinger 25 for Income: 5 Years or less

May 2016

This recommended investment portfolio is one of 20+ mutual fund portfolios that we've assembled for investors with different time horizons and risk-tolerance levels to consider. Visit our Portfolio Finder to see them all.

 
View Another Investment Portfolio:

 

Kiplinger 25 for Income: 5 Years or less

Reach your long-term goals using our favorite no-load mutual funds.
 30% Stocks |  70% Bonds | 


 Data through October 31, 2017

FUND NAME SYMBOL % OF
PORTFOLIO
YTD
RETURN
1-YR
RETURN
3-YR
RETURN
5-YR
RETURN
10-YR
RETURN
MAX LOAD EXPENSE RATIO
BondDoubleLine Total Return Bond NDLTNX25%3.36%1.87%2.69%2.82%—%none%0.72%
BondFidelity New Markets IncomeFNMIX59.758.286.364.897.581.00r0.83
BondMetropolitan West Total Return Bond MMWTRX102.750.681.942.375.55none0.67
BondPimco Income DPONDX207.678.615.76.559none0.79
StockT. Rowe Price Dividend GrowthPRDGX1515.3620.4910.914.417.75none0.64
StockVanguard Equity-Income InvVEIPX1513.3320.8410.1313.857.81none0.26
BondVanguard High Yield Corporate InvVWEHX107.037.535.165.536.67none0.23
   1008.149.6267.295.74 0.61
** Closed to new investors. # Closed to new investors; other share classes are available.
r Maximum redemption fee charged when you sell shares. s Front-end load; redemption fee may apply.
— Fund has not existed for the specified time. Source: Morningstar, Inc..

This portfolio is designed for investors who want income and some growth. But it's also suitable for short-term savings goals, with the understanding that the closer you get to your goal, the more you need to cut back on your allocation to stock funds from the 30% level we've set here.