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Kiplinger 25 for Income: 5 Years or less

May 2016

This recommended investment portfolio is one of 20+ mutual fund portfolios that we've assembled for investors with different time horizons and risk-tolerance levels to consider. Visit our Portfolio Finder to see them all.

 
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Kiplinger 25 for Income: 5 Years or less

Reach your long-term goals using our favorite no-load mutual funds.
 30% Stocks |  70% Bonds | 


 Data through October 31, 2018

FUND NAME SYMBOL % OF
PORTFOLIO
YTD
RETURN
1-YR
RETURN
3-YR
RETURN
5-YR
RETURN
10-YR
RETURN
MAX LOAD EXPENSE RATIO
BondDoubleLine Total Return Bond NDLTNX25%-0.47%-0.4%1.51%2.46%—%none%0.72%
BondFidelity New Markets IncomeFNMIX5-7.6-7.274.543.719.91none0.82
BondMetropolitan West Total Return Bond MMWTRX10-2.25-1.920.831.645.72none0.67
BondData not foundPONDX20none
StockT. Rowe Price Dividend GrowthPRDGX153.597.1511.1510.7612.93none0.64
StockVanguard Equity-Income InvVEIPX15-0.883.5410.049.5912.1none0.26
BondVanguard High Yield Corporate InvVWEHX10-0.13-0.134.794.289.58none0.23
   100-0.330.944.354.455.79 0.45
** Closed to new investors. # Closed to new investors; other share classes are available.
r Maximum redemption fee charged when you sell shares. s Front-end load; redemption fee may apply.
— Fund has not existed for the specified time. Source: Morningstar, Inc..

This portfolio is designed for investors who want income and some growth. But it's also suitable for short-term savings goals, with the understanding that the closer you get to your goal, the more you need to cut back on your allocation to stock funds from the 30% level we've set here.