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Kiplinger 25 for Income: 5 Years or less

May 2016

This recommended investment portfolio is one of 20+ mutual fund portfolios that we've assembled for investors with different time horizons and risk-tolerance levels to consider. Visit our Portfolio Finder to see them all.

 
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Kiplinger 25 for Income: 5 Years or less

Reach your long-term goals using our favorite no-load mutual funds.
 30% Stocks |  70% Bonds | 


 Data through December 31, 2017

FUND NAME SYMBOL % OF
PORTFOLIO
YTD
RETURN
1-YR
RETURN
3-YR
RETURN
5-YR
RETURN
10-YR
RETURN
MAX LOAD EXPENSE RATIO
BondDoubleLine Total Return Bond NDLTNX25%3.44%3.44%2.47%2.71%—%none%0.72%
BondFidelity New Markets IncomeFNMIX510.1510.158.24.347.7none0.83
BondMetropolitan West Total Return Bond MMWTRX103.13.11.782.265.36none0.67
BondPimco Income DPONDX208.228.226.256.038.83none0.79
StockT. Rowe Price Dividend GrowthPRDGX1519.3219.3210.8814.838.51none0.64
StockVanguard Equity-Income InvVEIPX1518.3818.3811.0214.658.73none0.26
BondVanguard High Yield Corporate InvVWEHX107.047.045.485.116.82none0.23
   1009.689.686.297.275.97 0.61
** Closed to new investors. # Closed to new investors; other share classes are available.
r Maximum redemption fee charged when you sell shares. s Front-end load; redemption fee may apply.
— Fund has not existed for the specified time. Source: Morningstar, Inc..

This portfolio is designed for investors who want income and some growth. But it's also suitable for short-term savings goals, with the understanding that the closer you get to your goal, the more you need to cut back on your allocation to stock funds from the 30% level we've set here.