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Kiplinger 25 for College: 6-10 years away

May 2016

This recommended investment portfolio is one of 20+ mutual fund portfolios that we've assembled for investors with different time horizons and risk-tolerance levels to consider. Visit our Portfolio Finder to see them all.

 
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Kiplinger 25 for College: 6-10 years away

Reach your investing goals using our favorite no-load mutual funds.
 70% Stocks |  30% Bonds | 


 Data through June 30, 2018

FUND NAME SYMBOL % OF
PORTFOLIO
YTD
RETURN
1-YR
RETURN
3-YR
RETURN
5-YR
RETURN
10-YR
RETURN
MAX LOAD EXPENSE RATIO
BondDoubleLine Total Return Bond NDLTNX15%-0.2%0.88%2.1%2.78%—%none%0.72%
StockFMI InternationalFMIJX15-0.914.567.098.75none0.91
BondData not foundPONDX10none
StockT. Rowe Price Dividend GrowthPRDGX201.6310.8210.9812.319.76none0.64
StockVanguard Equity-Income InvVEIPX20-1.249.6710.7311.1710.15none0.26
StockVanguard Health Care InvVGHCX150.732.272.7713.612.9none0.38
BondVanguard High Yield Corporate InvVWEHX5-1.140.944.444.966.92none0.23
   100-0.045.296.378.716.27 0.5
** Closed to new investors. # Closed to new investors; other share classes are available.
r Maximum redemption fee charged when you sell shares. s Front-end load; redemption fee may apply.
— Fund has not existed for the specified time. Source: Morningstar, Inc..

When there’s time left to be aggressive, but not wildly so, this portfolio trims the total stock allocation to 70%. The 30% stake in bond funds should boost income and overall portfolio stability.

This package is ideal for building up a tuition fund for a kid with Ivy League stars in his eyes. Or you can use it for other goals — say, an approaching retirement in a decade (or a bit sooner).