This recommended investment portfolio is one of 20+ mutual fund portfolios that we've assembled for investors with different time horizons and risk-tolerance levels to consider. Visit our Portfolio Finder to see them all. View Another Investment Portfolio: Aggressive ETF Portfolio Balanced ETF Portfolio Balanced Mutual Fund Portfolio Contrarian ETF Portfolio ETF Portfolio for Growth and Income ETF Portfolio for Long-Term Growth Fidelity Moderate ETF Portfolio High-Income Combo Portfolio High-Yielding ETF Portfolio Higher Risk, Higher Yield ETF Portfolio Higher Risk, Higher Yield Mutual Fund Portfolio Kiplinger 25 for College: 6-10 years away Kiplinger 25 for Income: 5 Years or less Kiplinger 25 for Retirement: 11+ years away Lower Risk, Lower Yield ETF Portfolio Lower Risk, Lower Yield Mutual Fund Portfolio Multi-Asset ETF Portfolio Multi-Asset Mutual Fund Portfolio Overseas Portfolio for ETF Investors Schwab Growth ETF Portfolio Super-Simple Balanced Mutual Fund Portfolio Tax-Exempt Income Portfolio Vanguard Conservative ETF Portfolio Vanguard Index Funds to Buy and Hold Forever ETF Portfolio for Long-Term GrowthFor ETF investors with a healthy tolerance for risk. 90% Stocks | 10% Alternative | Data through January 31, 2020 FUND NAME SYMBOL % OFPORTFOLIO YTDRETURN 1-YRRETURN 3-YRRETURN 5-YRRETURN 10-YRRETURN MAX LOAD EXPENSE RATIO PowerShares DB Comodity Index TrckingDBC10%-8.62%-4.51%-1.57%-3.01%-4.09%none%0.88% iShares Core MSCI Emerging Markets ETFIEMG10-4.623.447.464.22—none0.14 iShares Russell 3000 IndexIWV40-0.1320.3213.6311.6713.63none0.2 Vanguard FTSE All-World ex-US ETFVEU10-3.289.357.415.125.44none0.08 Vanguard Health Care ETFVHT20-2.5512.2114.619.5514.82none0.1 Vanguard FTSE All-World ex-US Small-Cap Index Fund ETF SharesVSS10-3.788.536.095.456.15none0.11 100-2.5912.2510.317.769.16 0.22 ** Closed to new investors. # Closed to new investors; other share classes are available. r Maximum redemption fee charged when you sell shares. s Front-end load; redemption fee may apply. — Fund has not existed for the specified time. Source: Morningstar, Inc.. For those whose believe in stocks (and can hack their risk) this portfolio is 90% in stock ETFs, offset only a bit by a fund that tracks commodity prices.