This recommended investment portfolio is one of 20+ mutual fund portfolios that we've assembled for investors with different time horizons and risk-tolerance levels to consider. Visit our Portfolio Finder to see them all. View Another Investment Portfolio: Aggressive ETF Portfolio Balanced ETF Portfolio Balanced Mutual Fund Portfolio Contrarian ETF Portfolio ETF Portfolio for Growth and Income ETF Portfolio for Long-Term Growth Fidelity Moderate ETF Portfolio High-Income Combo Portfolio High-Yielding ETF Portfolio Higher Risk, Higher Yield ETF Portfolio Higher Risk, Higher Yield Mutual Fund Portfolio Kiplinger 25 for College: 6-10 years away Kiplinger 25 for Income: 5 Years or less Kiplinger 25 for Retirement: 11+ years away Lower Risk, Lower Yield ETF Portfolio Lower Risk, Lower Yield Mutual Fund Portfolio Multi-Asset ETF Portfolio Multi-Asset Mutual Fund Portfolio Overseas Portfolio for ETF Investors Schwab Growth ETF Portfolio Super-Simple Balanced Mutual Fund Portfolio Tax-Exempt Income Portfolio Vanguard Conservative ETF Portfolio Vanguard Index Funds to Buy and Hold Forever ETF Portfolio for Long-Term GrowthFor ETF investors with a healthy tolerance for risk. 90% Stocks | 10% Alternative | Data through August 31, 2019 FUND NAME SYMBOL % OFPORTFOLIO YTDRETURN 1-YRRETURN 3-YRRETURN 5-YRRETURN 10-YRRETURN MAX LOAD EXPENSE RATIO PowerShares DB Comodity Index TrckingDBC10%2.93%-13.31%1.53%-9.67%-3.83%none%0.86% iShares Core MSCI Emerging Markets ETFIEMG103.37-4.935.30.24—none0.14 iShares Russell 3000 IndexIWV4017.891.1612.069.4313.16none0.2 Vanguard FTSE All-World ex-US ETFVEU108.73-3.25.841.654.91none0.09 Vanguard Health Care ETFVHT207.12-2.2210.149.3614.8none0.1 Vanguard FTSE All-World ex-US Small-Cap Index Fund ETF SharesVSS107.44-9.453.931.165.96none0.12 10010.82-3.078.54.988.93 0.22 ** Closed to new investors. # Closed to new investors; other share classes are available. r Maximum redemption fee charged when you sell shares. s Front-end load; redemption fee may apply. — Fund has not existed for the specified time. Source: Morningstar, Inc.. For those whose believe in stocks (and can hack their risk) this portfolio is 90% in stock ETFs, offset only a bit by a fund that tracks commodity prices.