Pick the Portfolio That's Right for You Pick the Portfolio That's Right for You Looking to construct a diversified portfolio tailored to your needs? Below we've assembled 24 portfolios recommended by Kiplinger's Personal Finance editors and writers. All of these portfolios begin with the basics, then have been customized for different situations and stages of life. Whether you're a young person focusing on growth, a couple with retirement on the horizon, a retiree looking to generate income without fear of outliving your money, or an investor just looking for ultra simplicity, we hope you'll find some ideas in our portfolio center that fit your goals. Click on any portfolio below to see updated returns, and bookmark a portfolio to track against the performances of your own. We hope these will help you prosper in the years ahead. Aggressive ETF PortfolioFor those who want an all-stock package. 100% Stocks | Balanced ETF PortfolioA simple approach using exchange-traded funds 60% Stocks | 40% Bonds | Balanced Mutual Fund PortfolioFor investors who don't have a lot of cash, this portfolio lets you get into good funds with low minimums. 70% Stocks | 30% Bonds | Contrarian ETF PortfolioFor those going against the herd. 40% Stocks | 40% Alternative | 10% Cash ETF Portfolio for Growth and IncomeFor ETF investors who want good yield. 70% Stocks | 30% Bonds | ETF Portfolio for Long-Term GrowthFor ETF investors with a healthy tolerance for risk. 90% Stocks | 10% Alternative | Fidelity Moderate ETF PortfolioBased on the Kiplinger ETF 20, our favorite exchange-traded funds. 60% Stocks | 40% Bonds | High-Income Combo PortfolioBased on the Kiplinger ETF 20, our favorite exchange-traded funds. 35% Stocks | 40% Bonds | 25% Alternative | High-Yielding ETF PortfolioFor ETF investors seeking fat yields 55% Stocks | 45% Bonds | Higher Risk, Higher Yield ETF PortfolioThe more yield you strive for, the more risk you take. 20% Stocks | 20% Bonds | 60% Alternative | Higher Risk, Higher Yield Mutual Fund PortfolioThe more yield you strive for, the more risk you take. 35% Stocks | 65% Bonds | Kiplinger 25 for College: 6-10 years awayReach your investing goals using our favorite no-load mutual funds. 70% Stocks | 30% Bonds | Kiplinger 25 for Income: 5 Years or lessReach your long-term goals using our favorite no-load mutual funds. 30% Stocks | 70% Bonds | Kiplinger 25 for Retirement: 11+ years awayReach your long-term goals using our favorite no-load mutual funds. 90% Stocks | 10% Bonds | Lower Risk, Lower Yield ETF PortfolioHow do you invest for income when rates are rising? Start by playing it safe. 25% Stocks | 45% Bonds | 30% Alternative | Lower Risk, Lower Yield Mutual Fund PortfolioHow do you invest for income when rates are rising? Start by playing it safe. 35% Stocks | 45% Bonds | 20% Alternative | Multi-Asset ETF PortfolioGet some detachment from the direction of stocks and bonds with alternative asset classes. 70% Stocks | 10% Bonds | 20% Alternative | Multi-Asset Mutual Fund PortfolioFor investors who want out-of-the-box choices 40% Stocks | 15% Bonds | 45% Alternative | Overseas Portfolio for ETF InvestorsFor ETF investors who want a 100% foreign package 100% Stocks | Schwab Growth ETF PortfolioBased on the Kiplinger ETF 20, our favorite exchange-traded funds. 95% Stocks | 5% Bonds | Super-Simple Balanced Mutual Fund PortfolioFor investors who want to profit by keeping things simple. 70% Stocks | 30% Bonds | Tax-Exempt Income PortfolioFor when taxes really matter. 100% Bonds | Vanguard Conservative ETF PortfolioBased on the Kiplinger ETF 20, our favorite exchange-traded funds. 40% Stocks | 60% Bonds | Vanguard Index Funds to Buy and Hold ForeverJust six index funds from fund giant Vanguard can boost your returns 90% Stocks | 10% Bonds |