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20 Financial Innovations You Can’t Afford to Ignore


The way we manage our money has changed profoundly in recent years. A raft of entrepreneurs has melded vision, technology and start-up capital to come up with innovations that are helping us save, spend, invest and retire smarter. Here are 20 of our favorite financial innovations. Some are new. Some are tried, true and familiar. Chances are they're transforming your financial life.

Is your favorite financial innovation missing from the list? By all means, speak up. Make your pitch in the reader comments field below, or share your thoughts on Kiplinger’s Facebook page. The slide show begins with the navigation below.

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